31 Lovers Ln, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 31 Lovers Ln, Harvard, MA 01451 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,661 sqft · built 1987
Lot Size	5.17 acres (225,205 sqft)
Owner	2 Company Names on File
Last Sale	$800,000 (Jul 2022)
Tax Bill	$13,146 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:17-C B:44`

Property Details

APN / Parcel Number

Primary APN	`HARV M:17-C B:44`
Alternative APNs	`M:017.C P:0044-0000.0` `125017C004400000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,661 sqft Living Area
Gross Area	5,985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	225,205 sqft (5.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	125017C004400000
Street Address	31 LOVERS LN
City	HARVARD
State	MA
Zip	01451-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NANCY R DONALDSON
Legal Block	44
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	2
Census Block	2023
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records · APN HARV M:17-C B:44

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	31 LOVERS LN, HARVARD, MA 01451-1342
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage KWIK MORTAGE CORPORATION
Feb 02, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jun 30, 1993 · Amount on Record
Deed Book / Page	67913 / 197
Last Transfer Date	Nov 21, 2025
Transfer Doc	072868-300
Record Updated	Jun 08, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Nov 21, 2025
Property Address	31 LOVERS LN, HARVARD, MA 01451-1342
Document Number	072868-300
Book / Page	72868 / 300
Instrument Date	Nov 21, 2025
Instrument	102292
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LOVERS LN, HARVARD, MA 01451-1342

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jul 15, 2022
Property Address	31 LOVERS LN, HARVARD, MA 01451-1342
Document Number	067913-197
Book / Page	67913 / 197
Instrument Date	Jul 15, 2022
Instrument	77476
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 LOVERS LN, HARVARD, MA 01451-1342

Mortgage

Document Number	0000077477
Date	Jul 15, 2022
Instrument	77477

Lender

Name	KWIK MORTAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	31 LOVERS LN, HARVARD, MA 01451-1342
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64380-20
Date	Feb 02, 2021
Book Page	64380/20
Instrument	15727

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Worcester County and Harvard Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,146.00 (+1.01%)	$840,000 (-3.84%) Land $324,100 Building $515,900
2024	$13,015.00 (-5.46%)	$873,500 (+5.39%) Land $324,100 Building $549,400	$879,320
2023	$13,766.00	$828,800 Land $304,200 Building $524,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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