Bergen County and Ramsey Borough property record for 39 Lillian Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,799 sqft · built 2003 |
| Lot Size | 0.412 acres (17,947 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Oct 2022) |
| Tax Bill | $27,706 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04205-0000-00009-07 |
| Primary APN | 48-04205-0000-00009-07 |
|---|---|
| Alternative APN |
|
| Building Area | 3,799 sqft Living Area |
|---|
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 17,947 sqft (0.412 acres) |
| Lot Dimensions | 211 ft deep x 85 ft wide |
| Old Parcel Number | 48042050000000097 |
|---|---|
| Street Address | 39 LILLIAN CT |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.412AC |
| Legal Subdivision | LILLIAN COURT |
| Legal Block | 4205 |
| Legal Lot Number | 9.07 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 44202 |
39 Lillian Ct is owned and occupied by two individuals who bought it in October 2022.
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 LILLIAN CT, RAMSEY, NJ 07446-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 26, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on File |
| Deed Sale | Oct 12, 2022 · Amount on File |
| Prior Sale | Dec 26, 2017 · Amount on File |
| Deed Document Number | 202298880 |
| Deed Book / Page | 4832 / 1529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 12, 2022 |
| Property Address | 39 LILLIAN CT, RAMSEY, NJ 07446-1518 |
| Document Number | 0048321529 |
| Book / Page | 4832 / 1529 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022098880 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 FRANKLIN AVE UNIT 407, 1, RIDGEWOOD, NJ 07450-3278 |
| Name | Verified Name |
|---|---|
| Address | 39 LILLIAN CT, RAMSEY, NJ 07446-1518 |
| Document Number | 0048320535 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 4832/535 |
| Instrument | 2022098881 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 26, 2017 |
| Property Address | 39 LILLIAN CT, RAMSEY, NJ 07446-1518 |
| Document Number | 0028192264 |
| Book / Page | 2819 / 2264 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 17-096734.01 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 LILLIAN CT, RAMSEY, NJ 07446-1518 |
The 2025 property tax bill for 39 Lillian Ct was $27,706, up 15.8% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,386,000 (+3%) Land $409,400 Building $976,600 | $1,386,000 (+3%) Land $409,400 Building $976,600 | |
| 2025 | $27,706.00 (+15.81%) | $1,345,600 Land $377,900 Building $967,700 | $1,345,600 Land $377,900 Building $967,700 |
| 2024 | $23,924.00 | ||
| 2023 | $847,800 Land $280,400 Building $567,400 | $847,800 Land $280,400 Building $567,400 | |
| 2022 | $22,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Lillian Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Lillian Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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