25 Lillian Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 25 Lillian Ct, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details3,390 sqft · built 2013
Lot Size0.329 acres (14,331 sqft)
OwnerIndividual Name on Record
Last Sale$800,000 (Dec 2013)
Tax Bill$23,886 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN48-04205-0000-00040-03

Property Details

APN / Parcel Number

Primary APN48-04205-0000-00040-03
Alternative APN
  • 48042050000000400003

Interior

Building Area3,390 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area14,331 sqft (0.329 acres)

Location & Zoning

Street Address25 LILLIAN CT
CityRAMSEY
StateNJ
Zip07446-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.329 AC
Legal Block4205
Legal Lot Number40.03
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3000
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25 LILLIAN CT, RAMSEY, NJ 07446-1518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2013 · Amount on Record
Deed SaleDec 11, 2013 · Amount on Record
Deed Book / Page1581 / 1961
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address25 LILLIAN CT, RAMSEY, NJ 07446-1518
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038531047
DateDec 8, 2020
Book Page3853/1047
Instrument20-129432
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,200,400 (+3.47%) Land $426,300 Building $774,100$1,200,400 (+3.47%) Land $426,300 Building $774,100
2025$23,886.00 (-1.54%)$1,160,100 (+34.94%) Land $393,100 Building $767,000$1,160,100 (+34.94%) Land $393,100 Building $767,000
2024$24,260.00 (+7.59%)
2023$859,700 Land $292,100 Building $567,600$859,700 Land $292,100 Building $567,600
2022$22,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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