St. Louis County property record for 39 Lemon St, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,164 sqft · built 1967 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,500 (Jul 2021) |
| Tax Bill | $4,180 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0880-03870 |
| Primary APN | 010-0880-03870 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Gross Area |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 582 sqft |
| Finished Basement | 582 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 10,000 sqft (0.229 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 440 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1114066 |
|---|---|
| Street Address | 39 LEMON ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 THRU 12 SERIAL # |
| Legal Subdivision | DULUTH HEIGHTS 5TH DIV |
| Legal Block | 14 |
| Legal Lot Number | 9-12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 301 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 LEMON ST, DULUTH, MN 55811-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage SERVION INC |
| May 16, 2019 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| May 16, 2019 | Deed of Trust, Mortgage · Conventional with PMI HARBOR POINTE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Deed Document Number | 20211420525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 30, 2021 |
| Property Address | 39 LEMON ST, DULUTH, MN 55811-3401 |
| Document Number | 0001420525 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 1420525 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | NOT AVAILABLE, PIONEER TITLE TWINPORTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $879.45 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 39 LEMON ST, DULUTH, MN 55811-3401 |
| Document Number | 0001420526 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 1420526 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 39 LEMON ST, DULUTH, MN 55811-3401 |
| Document Number | 00A1355373 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 39 LEMON ST DULUTH MN 558113401, DULUTH, MN 55811-3401 |
| Document Number | 00A1355373 |
|---|---|
| Date | May 24, 2019 |
| Instrument | A1355373 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 23, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 39 LEMON ST, DULUTH, MN 55811-3401 |
| Document Number | 00A1355372 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 39 LEMON ST DULUTH MN 558113401, DULUTH, MN 55811-3401 |
| Document Number | 00A1355372 |
|---|---|
| Date | May 24, 2019 |
| Instrument | A1355372 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 23, 2029 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,180.00 (+6.31%) | ||
| 2025 | $3,932.00 (+2.18%) | $327,200 (+14.41%) Land $47,800 Building $279,400 | $327,200 (+14.41%) Land $47,800 Building $279,400 |
| 2024 | $3,848.00 | $286,000 (+11.59%) Land $38,000 Building $248,000 | $286,000 (+11.59%) Land $38,000 Building $248,000 |
| 2022 | $256,300 Land $38,300 Building $218,000 | $256,300 Land $38,300 Building $218,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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