121 Lemon St, Duluth, MN 55811 Property Records

St. Louis County property record for 121 Lemon St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,245 sqft · built 1893
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Aug 2022)
Tax Bill	$2,920 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0880-04190`

Property Details

APN / Parcel Number

Primary APN	`010-0880-04190`
Alternative APN	`1134676`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,245 sqft Gross Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1935
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	5,000 sqft (0.114 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	90 sqft
Deck Area	306 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1134676
Street Address	121 LEMON ST
City	DULUTH
State	MN
Zip	55811-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 25 AND 26 SERIAL #
Legal Subdivision	DULUTH HEIGHTS FIFTH ADDITION
Legal Block	15
Legal Lot Number	25-26
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3009
Census Tract	301

Owner

Source: St. Louis County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 LEMON ST, DULUTH, MN 55811-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NORTH SHORE BANK OF COMMERCE
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Sep 30, 2019	Warranty Deed, Transfer GERAID A JR BAUMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	20221449203
Prior Transfer Date	Aug 9, 2010
Prior Transfer Doc	0001142179
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	121 LEMON ST, DULUTH, MN 55811-3403
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001449205
Date	Aug 8, 2022
Instrument	1449205

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2032

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 8, 2022
Property Address	121 LEMON ST, DULUTH, MN 55811-3403
Document Number	0001449203
Instrument Date	Jul 29, 2022
Instrument	1449203
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	121 LEMON ST, DULUTH, MN 55811-3403

Mortgage

Document Number	0001449204
Date	Aug 8, 2022
Instrument	1449204

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 30, 2019
Property Address	121 LEMON ST, DULUTH, MN 55811-3403
Document Number	00A1364392
Instrument Date	Sep 27, 2019
Instrument	A1364392
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.87
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 LEMON ST DULUTH MN 558113403, DULUTH, MN 55811-3403

Mortgage

Document Number	A1364393
Date	Sep 30, 2019
Instrument	A1364393

Lender

Name	GERAID A JR BAUMAN

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,920.00 (+7.2%) Homeowner's exemption
2025	$2,724.00 (-0.66%) Homeowner's exemption	$221,500 (+0.05%) Land $29,000 Building $192,500	$221,500 (+0.05%) Land $29,000 Building $192,500
2024	$2,742.00	$221,400 (+12.04%) Land $23,100 Building $198,300	$221,400 (+12.04%) Land $23,100 Building $198,300
2022		$197,600 Land $23,300 Building $174,300	$197,600 Land $23,300 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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