39 Larkin Ln, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 39 Larkin Ln, Garnerville, NY 10923

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,848 sqft · built 1989
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Jul 2021)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392203 26.11-2-20`

Property Details

APN / Parcel Number

Primary APN	`392203 26.11-2-20`
Alternative APNs	`220302601100020200000000` `0008205`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	904 sqft
2nd Floor Area	944 sqft
Game Room	Game Room

Exterior

Year Built	Built 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Patio Area	360 sqft
Canopy	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0008205
Old Parcel Number	220302601100020200000000
Street Address	39 LARKIN LN
City	GARNERVILLE
State	NY
Zip	10923-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	303
Legal Description	LARKIN LOT 41 43.-2-13
Legal Subdivision	LARKIN
Legal Block	2
Legal Lot Number	20.000 43
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	1
Census Block	1015
Census Tract	10601

Owner

39 Larkin Ln is owned and occupied by an individual who bought it in July 2021.

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	39 LARKIN LN, GARNERVILLE, NY 10923-1536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Mar 27, 1997 · Amount on File
Deed Document Number	0202130936
Deed Book / Page	2021 / 30936
Record Updated	Jun 8, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jul 22, 2021
Property Address	39 LARKIN LN, GARNERVILLE, NY 10923-1536
Document Number	0000030936
Map Reference	BK 107 PG 32
Instrument Date	Jul 21, 2021
Instrument	2021-00030936
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ROOSEVELT DR, WEST HAVERSTRAW, NY 10993-1015

Mortgage

Document Number	0000030937
Date	Jul 22, 2021
Instrument	2021-00030937

Lender

Name	FM HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	West Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$301,600 (-) Land $118,000 Building $183,600	$517,679 (+5.2%) Land $202,540 Building $315,139
2023	$301,600 Land $118,000 Building $183,600	$492,087 Land $192,527 Building $299,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Larkin Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1983–2001)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Larkin Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880