Rockland County and Haverstraw Town property record for 38 Larkin Ln, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,086 sqft · built 1990 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Oct 2011) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.11-2-17 |
| Primary APN | 392203 26.11-2-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| 2nd Floor Area | 1,018 sqft |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008158 |
|---|---|
| Old Parcel Number | 220302601100020170000000 |
| Street Address | 38 LARKIN LN |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 303 |
| Legal Description | LARKIN LOT 13 43.-1-6.14 |
| Legal Subdivision | FINAL SUBDIVISION LARKIN |
| Legal Block | 2 |
| Legal Lot Number | 17.000 43 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10601 |
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 LARKIN LN, GARNERVILLE, NY 10923-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 1, 2023 | Deed of Trust, Mortgage HUD |
| Jul 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2011 · Amount on Record |
| Deed Sale | Oct 14, 2011 · Amount on Record |
| Prior Sale | Oct 14, 2011 · Amount on Record |
| Deed Document Number | 2011-00037085 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 38 LARKIN LN, GARNERVILLE, NY 10923-1529 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000033199 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025-00033199 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 38 LARKIN LN, GARNERVILLE, NY 10923-1529 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000036192 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023-00036192 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 288 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 38 LARKIN LN, GARNERVILLE, NY 10923-1529 |
| Document Number | 0000022014 |
| Instrument Date | Jul 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 38 LARKIN LN GARNERVILLE NY 109231529, GARNERVILLE, NY 10923-1529 |
| Document Number | 0000022014 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 22014 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2047 |
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $314,900 (-) Land $123,200 Building $191,700 | $540,508 (+5.2%) Land $211,466 Building $329,042 |
| 2023 | $314,900 Land $123,200 Building $191,700 | $513,787 Land $201,012 Building $312,775 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–2001) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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