39 Keystone Dr, Petal, MS 39465 Property Records

Forrest County property record for 39 Keystone Dr, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,665 sqft · built 2005
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Nov 2020)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`3-030J-12-029.13`

Property Details

APN / Parcel Number

Primary APN	`3-030J-12-029.13`
Alternative APNs	`161D-0000-012-102.00` `037953` `37953`

Interior

Full Baths	2 Baths
Building Area	1,665 sqft Living Area
1st Floor Area	1,665 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	37953
Street Address	39 KEYSTONE DR
City	PETAL
State	MS
Zip	39465-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NW/COR OF SE1/4 OF NW1/4 SOUTH 1049.07 EAST 80 TO THE SW/COR OF PROPOSED LT 9 OF KEYSTONE COVE SUB NORTH 29DEG E 1
Legal Range	13W
Legal Township	04N
Legal Section	12
Legal Subdivision	KEYSTONE COVE SUB
Legal Lot Number	9
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	10400

Owner

39 Keystone Dr is owned and occupied by an individual who bought it in November 2020.

Source: Forrest County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	39 KEYSTONE DR, PETAL, MS 39465-2524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage WHITNEY BANK
Oct 17, 2018	Deed of Trust, Mortgage CALIBER HOME LOANS INC
Nov 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Aug 17, 2011
Deed Document Number	0013530246
Deed Book / Page	1353 / 0246
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	39 KEYSTONE DR, PETAL, MS 39465-2524
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002321/726
Date	Nov 23, 2020
Book Page	2321/726
Instrument	813540

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	39 KEYSTONE DR, PETAL, MS 39465-2524
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002200/202
Date	Oct 17, 2018
Book Page	2200/202
Instrument	782783

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Nov 23, 2020
Property Address	39 KEYSTONE DR, PETAL, MS 39465-2524
Document Number	001353/246
Book / Page	1353 / 246
Instrument Date	Nov 20, 2020
Instrument	813539
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 TURKEY PINE DR, 107, HATTIESBURG, MS 39401-9111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 KEYSTONE DR, PETAL, MS 39465-2524

Tax Assessment & Valuation

The 2025 property tax bill for 39 Keystone Dr was $2,337 with a homeowner's exemption.

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,337.00 Homeowner's exemption	$14,936	$149,360 Land $25,200 Building $124,160
2023	$1,996.00 Homeowner's exemption	$136,820 (+9%)	$136,820 (-) Land $25,200 Building $111,620
2022		$13,682	$136,820 Land $25,200 Building $111,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 Keystone Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1979–2018)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Dec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2013 · 2 claims Hurricane Isaac, Aug 2012 · 3 claims Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Keystone Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 79% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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