34 Keystone Dr, Petal, MS 39465 Property Records

Forrest County property record for 34 Keystone Dr, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,524 sqft · built 2004
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$235,200 (Sep 2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`3-030J-12-029.14`

Property Details

APN / Parcel Number

Primary APN	`3-030J-12-029.14`
Alternative APNs	`161D-0000-012-102.00` `038220` `38220`

Interior

Full Baths	2 Baths
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Shingles
Roof Type	Hip
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	38220
Street Address	34 KEYSTONE DR
City	PETAL
State	MS
Zip	39465-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NW/COR OF SE1/4 OF NW1/4 SOUTH 1049.07 ALG THE WEST LINE OF KEYSTONE COVE SUB EAST 335.25 TO THE SW/COR OF LOT 8 F
Legal Range	13W
Legal Township	04N
Legal Section	12
Legal Subdivision	KEYSTONE COVE SUB
Legal Block	12
Legal Lot Number	8
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	10400

Owner

34 Keystone Dr is owned and occupied by an individual who bought it in September 2025.

Source: Forrest County records, as of March 9, 2026

Owner of Record	Individual Name on File
Mailing Address	34 KEYSTONE DR, PETAL, MS 39465-2525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK MORTGAGE
Sep 2, 2025	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	May 20, 2015 · Amount on File
Deed Document Number	2025880617
Deed Book / Page	1482 / 17
Prior Transfer Date	Aug 16, 2025
Prior Transfer Doc	0001482/17
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	34 KEYSTONE DR, PETAL, MS 39465-2525
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002299/377
Date	Aug 5, 2020
Book Page	2299/377
Instrument	808399

Lender

Name	CBC NATIONAL BANK MORTGAGE
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORREST MS
Recording Date	Sep 2, 2025
Property Address	34 KEYSTONE DR, PETAL, MS 39465-2525
Document Number	0001482/17
Book / Page	1482 / 17
Instrument Date	Aug 20, 2025
Instrument	880617
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	AMERICAN TITLE COMPANY, AMERICAS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 KEYSTONE DR, PETAL, MS 39465-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 KEYSTONE DR, PETAL, MS 39465-2525

Mortgage

Document Number	0000880618
Date	Sep 2, 2025
Instrument	880618

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$13,914	$139,140 Land $22,680 Building $116,460
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$127,470	$127,470 Land $22,680 Building $104,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Keystone Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1979–2018)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Dec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2013 · 2 claims Hurricane Isaac, Aug 2012 · 3 claims Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Keystone Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 86% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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