39 Jane Dr, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 39 Jane Dr, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,306 sqft · built 1964
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Feb 2026)
Tax Bill	$6,386 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-0113000`

Property Details

APN / Parcel Number

Primary APN	`039-0113000`
Alternative APNs	`30891137300002017000` `143089 113.73-2-17`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	039-0113000
Street Address	39 JANE DR
City	BUFFALO
State	NY
Zip	14227-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	E COR OF CEIL DRIVE MC 2161 2188 SL 18
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2007
Census Tract	10902

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	39 JANE DR, BUFFALO, NY 14227-1911
Owner Type	Company
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Jan 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Feb 3, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
May 16, 2019	Deed of Trust, Mortgage · Line of Credit EVANS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Book / Page	11456 / 8030
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	39 JANE DR, BUFFALO, NY 14227-1911
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 JANE DR, BUFFALO, NY 14227-1911

Mortgage

Document Number	0140364873
Date	Jan 21, 2022
Book Page	14036/4873
Instrument	2022014100

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	39 JANE DR, BUFFALO, NY 14227-1911
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 JANE DR, CHEEKTOWAGA, NY 14227-1911

Mortgage

Document Number	0141516946
Date	Jan 30, 2025
Book Page	14151/6946
Instrument	2025018981

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	BUFFALO, NY 14227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Feb 3, 2026
Property Address	39 JANE DR, BUFFALO, NY 14227-1911
Document Number	0114568030
Book / Page	11456 / 8030
Map Reference	MB 2188
Instrument Date	Dec 17, 2025
Instrument	2026020823
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 JANE DR, CHEEKTOWAGA, NY 14227-1911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 JANE DR, CHEEKTOWAGA, NY 14227-1911

Mortgage

Document Number	0141892703
Date	Feb 3, 2026
Instrument	14189/2703

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	39 JANE DR, BUFFALO, NY 14227-1911
Document Number	0138969450
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 JANE DR CHEEKTOWAGA NY 142271911, CHEEKTOWAGA, NY 14227-1911

Mortgage

Document Number	0138969450
Date	May 23, 2019
Book Page	013896/009450

Lender

Name	EVANS BK NA
Type	Bank
Address	HAMBURG, NY 14075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 22, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Sloan Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,386.00 (+112.94%)
2025	$2,999.00 (-50.92%)	$170,000 (-) Land $20,600 Building $149,400	$226,667 (+6.67%) Land $27,467 Building $199,200
2024	$6,110.00	$170,000 (-) Land $20,600 Building $149,400	$212,500 (+13.75%) Land $25,750 Building $186,750
2023		$170,000 Land $20,600 Building $149,400	$186,813 Land $22,637 Building $164,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

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