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38 Jane Dr, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 38 Jane Dr, Buffalo, NY 14227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1960
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (May 2024)
Tax Bill$6,860 (2026)
Deeds & MortgagesMay 2024 Sale & Mortgage
Jul 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN143089 113.81-1-1

Property Details

APN / Parcel Number

Primary APN143089 113.81-1-1
Alternative APNs
  • 30891138100001001000
  • 039 0151000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions169 ft deep x 50 ft wide
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number039 0151000
Street Address38 JANE DR
CityBUFFALO
StateNY
Zip14227-1912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02R
Legal DescriptionMC 2161-2188 SL 55
Legal SubdivisionGEORGE SUBDIVISION
Legal Block1
Legal Lot Number1.000
JurisdictionERIE NY
Township / Civil DivisionCHEEKTOWAGA
Census Block Group2
Census Block2007
Census Tract10902

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 JANE DR, BUFFALO, NY 14227-1912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 8, 2019Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2024 · Amount on Record
Deed SaleMay 23, 2024 · Amount on Record
Prior SaleJun 1, 2000
Deed Document Number202483752
Deed Book / Page11431 / 5030
Prior Transfer DateMay 30, 2000
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateMay 23, 2024
Property Address38 JANE DR, BUFFALO, NY 14227-1912
Document Number0114315030
Book / Page11431 / 5030
Instrument DateMay 14, 2024
Instrument2024083752
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38 JANE DR, CHEEKTOWAGA, NY 14227-1912

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 JOHN ST, LOCKPORT, NY 14094-4908

Mortgage

Document Number0141266527
DateMay 23, 2024
Instrument14126/6527
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionERIE NY
Property Address38 JANE DR, CHEEKTOWAGA, NY 14227-1912
Document Number0139059053
Instrument DateJul 8, 2019
Transaction TypeMortgage
Record UpdatedSep 9, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 JANE DR BUFFALO NY 142271912, BUFFALO, NY 14227-1912

Mortgage

Document Number0139059053
DateAug 8, 2019
Book Page013905/009053
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 7, 2049
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCheektowaga Town
Unified School DistrictCheektowaga-Sloan Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,860.00 (+114.71%)
2025$3,195.00 (-51.32%)$184,000 (-) Land $19,000 Building $165,000$245,333 (+6.67%) Land $25,333 Building $220,000
2024$6,563.00 Homeowner's exemption$184,000 (-) Land $19,000 Building $165,000$230,000 (+13.75%) Land $23,750 Building $206,250
2023Homeowner's exemption$184,000 Land $19,000 Building $165,000$202,198 Land $20,879 Building $181,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: GoNetspeed.

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