39 Harlem St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 39 Harlem St, Worcester, MA 01610

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,996 sqft · built 1890
Lot Size	0.098 acres (4,281 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Jan 2025)
Tax Bill	$9,210 (2026)
Deeds & Mortgages	May 2021 Refinance May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-033-00031`

Property Details

APN / Parcel Number

Primary APN	`5-033-00031`
Alternative APN	`WORC M:05 B:033 L:00031`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	17 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,996 sqft Living Area
Gross Area	5,829 sqft
1st Floor Area	1,332 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,281 sqft (0.098 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	5-033-00031
Street Address	39 HARLEM ST
City	WORCESTER
State	MA
Zip	01610-3377
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	33
Legal Lot Number	31
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4000
Census Tract	732600

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 HARLEM ST, WORCESTER, MA 01610-3377
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
May 27, 2022	Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	20254671
Deed Book / Page	71544 / 268
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	39 HARLEM ST, WORCESTER, MA 01610-3377
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065233-306
Date	May 24, 2021
Book Page	65233/306
Instrument	71699

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 27, 2022
Property Address	39 HARLEM ST, WORCESTER, MA 01610-3377
Document Number	067662-319
Book / Page	67662 / 319
Instrument Date	May 27, 2022
Instrument	58236
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HARLEM ST, WORCESTER, MA 01610-3377

Mortgage

Document Number	0000058237
Date	May 27, 2022
Instrument	58237

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,210.00 (+3.4%)	$693,500 (+2.7%) Land $77,400 Building $616,100
2025	$8,907.00 (+40.11%)	$675,300 (+52.33%) Land $72,800 Building $602,500
2023	$6,357.00	$443,300 Land $63,300 Building $380,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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