32 Harlem St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 32 Harlem St, Worcester, MA 01610

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,376 sqft · built 1890
Lot Size	0.135 acres (5,882 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jul 2026)
Tax Bill	$7,219 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5-032-00020`

Property Details

APN / Parcel Number

Primary APN	`5-032-00020`
Alternative APN	`WORC M:05 B:032 L:00020`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,376 sqft Living Area
Gross Area	4,320 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,882 sqft (0.135 acres)
Garage Type	Basement
Deck Area	Deck Area

Location & Zoning

Account Number	5-032-00020
Street Address	32 HARLEM ST
City	WORCESTER
State	MA
Zip	01610-3381
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	32
Legal Lot Number	20
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5008
Census Tract	732600

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 HARLEM ST, WORCESTER, MA 01610-3381
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Quit Claim Deed, Transfer · Conventional Mortgage OCMBC INC
Jun 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Apr 8, 2025	Deed of Trust, Mortgage COUNTRY BANK
Mar 11, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MURRAY DEV LLC
Feb 27, 2018	Deed of Trust, Mortgage COUNTRY BANK
Dec 20, 2018	Quit Claim Deed, Transfer · Commercial Mortgage MILLBURY NATIONAL BANK
Dec 28, 2017	Quit Claim Deed, Transfer · Commercial Mortgage MILLBURY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Mar 11, 2024 · Amount on Record
Deed Document Number	202658284
Deed Book / Page	73861 / 306
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 13, 2026
Property Address	32 HARLEM ST, WORCESTER, MA 01610-3381
Document Number	0000058284
Book / Page	73861 / 306
Instrument Date	Jun 25, 2026
Instrument	202658284
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HARLEM ST, WORCESTER, MA 01610-3381

Mortgage

Date	Jul 13, 2026

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	32 HARLEM ST, WORCESTER, MA 01610-3381
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067687-288
Date	Jun 2, 2022
Book Page	67687/288
Instrument	60099

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	32 HARLEM ST, WORCESTER, MA 01610-3381
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071832-374
Date	Apr 8, 2025
Book Page	71832/374
Instrument	27018

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Amount	Amount Recorded

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 11, 2024
Property Address	32 HARLEM ST, WORCESTER, MA 01610-3381
Document Number	070272-126
Book / Page	70272 / 126
Instrument Date	Mar 11, 2024
Instrument	17405
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GREENSIDE LN, WORCESTER, MA 01609-1068

Mortgage

Document Number	0000017406
Date	Mar 11, 2024
Instrument	17406

Lender

Name	MURRAY DEV LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	32 HARLEM ST, WORCESTER, MA 01610-3381
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58483-43
Date	Feb 27, 2018
Book Page	58483/43
Instrument	18929

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 20, 2018
Property Address	32 HARLEM ST, WORCESTER, MA 01610-3381
Document Number	59846-235
Book / Page	59846 / 235
Instrument Date	Dec 19, 2018
Instrument	134573
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 PLEASANT ST, WORCESTER, MA 01602-2751

Mortgage

Document Number	59846-239
Date	Dec 20, 2018
Book Page	59846/239
Instrument	134574

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 28, 2017
Property Address	32 HARLEM ST, WORCESTER, MA 01610-3381
Document Number	58252-1
Book / Page	58252 / 1
Instrument	145477
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HARLEM ST, WORCESTER, MA 01610-3381

Mortgage

Document Number	582520005
Date	Dec 28, 2017
Instrument	58252/0005

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,219.00 (+9.2%)	$543,600 (+8.46%) Land $69,500 Building $474,100
2025	$6,611.00 (+12.22%)	$501,200 (+22.01%) Land $69,400 Building $431,800
2023	$5,891.00	$410,800 Land $55,700 Building $355,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Aug 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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