39 Gale Ave, River Forest, IL 60305 Property Records

Cook County property record for 39 Gale Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1927
Lot Size	0.206 acres (8,950 sqft)
Owner	Individual Name on File
Last Sale	$542,000 (Apr 2007)
Tax Bill	$13,328 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-12-318-003`

Property Details

APN / Parcel Number

Primary APN	`15-12-318-003`
Alternative APN	`15-12-318-003-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tile
Lot Area	8,950 sqft (0.206 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39 GALE AVE
City	RIVER FOREST
State	IL
Zip	60305-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GALE) & (BLOCKS) SUB OF WH WH OF SW SEC 12-39-12
Legal Range	12E
Legal Township	39N
Legal Section	12
Legal Subdivision	GALE & BLOCKS
Legal Block	7
Legal Lot Number	11
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	5
Census Block	5019
Census Tract	812000

Owner

39 Gale Ave is owned and occupied by an individual who acquired it in January 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	39 GALE AVE, RIVER FOREST, IL 60305-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION 1/KS
Apr 10, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2007 · Amount on File
Deed Sale	Apr 11, 2007 · Amount on File
Prior Sale	Dec 18, 2003 · Amount on File
Deed Document Number	200726130
Last Transfer Date	Jan 31, 2017
Transfer Doc	0000022008
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	39 GALE AVE, RIVER FOREST, IL 60305-2009
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007733023
Date	Mar 18, 2021
Instrument	2107733023

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 16, 2026
Property Address	39 GALE AVE, RIVER FOREST, IL 60305-2009
Document Number	0000020423
Instrument Date	Apr 10, 2026
Instrument	202620423
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	39 GALE AVE, RIVER FOREST, IL 60305-2009

Mortgage

Document Number	0000020423,
Date	Apr 16, 2026
Instrument	202620423

Lender

Name	CREDIT UNION 1/KS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 10, 2017
Property Address	39 GALE AVE, RIVER FOREST, IL 60305-2009
Document Number	1710022008
Instrument Date	Jan 31, 2017
Instrument	10022008
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 GALE AVE RIVER FOREST IL 603052009, RIVER FOREST, IL 60305-2009

Mortgage

Document Number	1710022009
Date	Apr 10, 2017
Instrument	10022009

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,683 Land $9,621 Building $33,062	$426,830 Land $96,210 Building $330,620
2023	$13,328.00 (+26.93%)
2022	$10,500.00 Homeowner's exemption	$35,938 Land $8,278 Building $27,660	$359,380 Land $82,780 Building $276,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 Gale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39 Gale Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Zentro.

Nearby Properties on Gale Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures