31 Gale Ave, River Forest, IL 60305 Property Records

Cook County property record for 31 Gale Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,154 sqft · built 1888
Lot Size	0.206 acres (8,950 sqft)
Owner	2 Company Names on File
Last Sale	$643,500 (Sep 2014)
Tax Bill	$14,696 (2023)
Deeds & Mortgages	Sep 2025 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-12-318-023`

Property Details

APN / Parcel Number

Primary APN	`15-12-318-023`
Alternative APN	`15-12-318-023-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,154 sqft Living Area

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,950 sqft (0.206 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	31 GALE AVE
City	RIVER FOREST
State	IL
Zip	60305-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GALE) & (BLOCKS) SUB OF WH WH OF SW SEC 12-39-12
Legal Range	12E
Legal Township	39N
Legal Section	12
Legal Subdivision	GALE & BLOCKS
Legal Block	7
Legal Lot Number	10
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	5
Census Block	5019
Census Tract	812000

Owner

31 Gale Ave is owned by a company that acquired it in September 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	31 GALE AVE, RIVER FOREST, IL 60305-2009
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 4, 2020	Deed of Trust, Mortgage ASSOCIATED BK
Oct 28, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2014 · Amount on File
Deed Sale	Sep 4, 2014 · Amount on File
Prior Sale	Jan 5, 1995 · Amount on File
Deed Document Number	201442008
Last Transfer Date	Sep 5, 2025
Transfer Doc	0000030315
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Sep 15, 2025
Property Address	31 GALE AVE, RIVER FOREST, IL 60305-2009
Document Number	0025830315
Instrument Date	Sep 5, 2025
Instrument	2525830315
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	31 GALE AVE, RIVER FOREST, IL 60305-2009

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	31 GALE AVE, RIVER FOREST, IL 60305-2009
Document Number	2015755096
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 GALE AVE RIVER FOREST IL 603052009, RIVER FOREST, IL 60305-2009

Mortgage

Document Number	2015755096
Date	Jun 5, 2020
Instrument	15755096

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	31 GALE AVE, RIVER FOREST, IL 60305-2009
Document Number	1930906005
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 GALE AVE RIVER FOREST IL 603052009, RIVER FOREST, IL 60305-2009

Mortgage

Document Number	1930906005
Date	Nov 5, 2019
Instrument	30906005

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,000 Land $9,621 Building $47,379	$570,000 Land $96,210 Building $473,790
2023	$14,696.00 (+10.39%) Homeowner's exemption	$56,999 (+27.66%) Land $9,621 Building $47,378	$569,990 (+27.66%) Land $96,210 Building $473,780
2022	$13,313.00 Homeowner's exemption	$44,648 Land $8,278 Building $36,370	$446,480 Land $82,780 Building $363,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Gale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Gale Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Zentro.

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