Bergen County and Ramsey Borough property record for 28 Forest Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,579 sqft · built 2005 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $859,000 (Oct 2013) |
| Tax Bill | $26,786 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03509-0000-00002-01 |
| Primary APN | 48-03509-0000-00002-01 |
|---|---|
| Alternative APN |
|
| Building Area | 3,579 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Street Address | 28 FOREST AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .35 ACRE |
| Legal Block | 3509 |
| Legal Lot Number | 2.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 FOREST AVE, RAMSEY, NJ 07446-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2013 · Amount on Record |
| Deed Sale | Oct 23, 2013 · Amount on Record |
| Prior Sale | May 8, 2006 · Amount on Record |
| Deed Document Number | 2013111456 |
| Deed Book / Page | 1546 / 551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 FOREST AVE, RAMSEY, NJ 07446-2707 |
| Document Number | 0035761644 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 FOREST AVE RAMSEY NJ 074462707, RAMSEY, NJ 07446-2707 |
| Document Number | 0035761644 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 003576/001644 |
| Instrument | 20041448 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,309,100 (+0.63%) Land $415,300 Building $893,800 | $1,309,100 (+0.63%) Land $415,300 Building $893,800 | |
| 2025 | $26,786.00 (+0.15%) | $1,300,900 (+37.25%) Land $415,300 Building $885,600 | $1,300,900 (+37.25%) Land $415,300 Building $885,600 |
| 2024 | $26,746.00 (+7.59%) | ||
| 2023 | $947,800 Land $275,500 Building $672,300 | $947,800 Land $275,500 Building $672,300 | |
| 2022 | $24,860.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures