39 First St, Flagtown, NJ 08821 Property Records

Somerset County and Hillsborough Township property record for 39 First St, Flagtown, NJ 08821

Property Summary

Property TypeSingle Family Home
Details1,402 sqft · built 1930
Lot Size0.379 acres (16,501 sqft)
OwnerIndividual Name on File
Tax Bill$8,930 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-00035-0000-00005-01

Property Details

APN / Parcel Number

Primary APN10-00035-0000-00005-01
Alternative APNs
  • 10000350000000050001
  • 1000035000000005A

Interior

Total Rooms6 Rooms
Stories1 Story
Building Area1,402 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Lot Area16,501 sqft (0.379 acres)
Lot Dimensions220 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number1000035000000005A
Street Address39 FIRST ST
CityFLAGTOWN
StateNJ
Zip08821-1000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal DescriptionADDITIONAL LOTS: AKA BLK 35 L 5,5.A
Legal SubdivisionSOMERSET ESTATES
Legal Block35
Legal Lot Number5.1
JurisdictionSOMERSET NJ
Township / Civil DivisionHILLSBOROUGH
Census Block Group1
Census Block1025
Census Tract53707

Owner

39 First St is owned and occupied by an individual.

Source: Somerset County and Hillsborough Township records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address39 FIRST ST, FLAGTOWN, NJ 08821-1000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY FCU
Jul 3, 2019Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address39 FIRST ST, FLAGTOWN, NJ 08821-1000
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018231
DateMar 19, 2021
Book Page7322/1050
Instrument2021018231
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address39 FIRST ST, FLAGTOWN, NJ 08821-1000
Document Number0000025516
Instrument DateJul 3, 2019
Transaction TypeMortgage
Record UpdatedAug 6, 2019
Title CompanyUNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 FIRST ST FLAGTOWN NJ 088211000, FLAGTOWN, NJ 08821-1000

Mortgage

Document Number0000025516
DateJul 18, 2019
Book Page007132/001560
Instrument25516
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920-0621
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 39 First St was $8,930, up 12.6% from the year before.

Source: Somerset County and Hillsborough Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionHillsborough Township
Unified School DistrictHillsborough Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$421,900 (+4.69%) Land $264,000 Building $157,900$421,900 (+4.69%) Land $264,000 Building $157,900
2025$8,930.00 (+12.62%)$403,000 Land $244,000 Building $159,000$403,000 Land $244,000 Building $159,000
2024$7,929.00
2023$329,100 Land $199,000 Building $130,100$329,100 Land $199,000 Building $130,100
2022$6,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 First St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1999–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 First St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

Nearby Properties on First St

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