Somerset County and Hillsborough Township property record for 39 First St, Flagtown, NJ 08821
| Property Type | Single Family Home |
|---|---|
| Details | 1,402 sqft · built 1930 |
| Lot Size | 0.379 acres (16,501 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,930 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00035-0000-00005-01 |
| Primary APN | 10-00035-0000-00005-01 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,402 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,501 sqft (0.379 acres) |
| Lot Dimensions | 220 ft deep x 75 ft wide |
| Old Parcel Number | 1000035000000005A |
|---|---|
| Street Address | 39 FIRST ST |
| City | FLAGTOWN |
| State | NJ |
| Zip | 08821-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | ADDITIONAL LOTS: AKA BLK 35 L 5,5.A |
| Legal Subdivision | SOMERSET ESTATES |
| Legal Block | 35 |
| Legal Lot Number | 5.1 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | HILLSBOROUGH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 53707 |
39 First St is owned and occupied by an individual.
Source: Somerset County and Hillsborough Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 FIRST ST, FLAGTOWN, NJ 08821-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Jul 3, 2019 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 39 FIRST ST, FLAGTOWN, NJ 08821-1000 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000018231 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 7322/1050 |
| Instrument | 2021018231 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 39 FIRST ST, FLAGTOWN, NJ 08821-1000 |
| Document Number | 0000025516 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 39 FIRST ST FLAGTOWN NJ 088211000, FLAGTOWN, NJ 08821-1000 |
| Document Number | 0000025516 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 007132/001560 |
| Instrument | 25516 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920-0621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 39 First St was $8,930, up 12.6% from the year before.
Source: Somerset County and Hillsborough Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Hillsborough Township |
| Unified School District | Hillsborough Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,900 (+4.69%) Land $264,000 Building $157,900 | $421,900 (+4.69%) Land $264,000 Building $157,900 | |
| 2025 | $8,930.00 (+12.62%) | $403,000 Land $244,000 Building $159,000 | $403,000 Land $244,000 Building $159,000 |
| 2024 | $7,929.00 | ||
| 2023 | $329,100 Land $199,000 Building $130,100 | $329,100 Land $199,000 Building $130,100 | |
| 2022 | $6,790.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 First St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1999–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 First St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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