38 First St, Flagtown, NJ 08821 Property Records

Somerset County and Hillsborough Township property record for 38 First St, Flagtown, NJ 08821

Property Summary

Property TypeVacant Land
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$565,000 (Jul 2026)
Tax Bill$42 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-00036-0000-00006

Property Details

APN / Parcel Number

Primary APN10-00036-0000-00006
Alternative APN
  • 100003600006

Exterior

Lot Area8,276 sqft (0.19 acres)
Lot Dimensions110 ft deep x 75 ft wide

Location & Zoning

Street Address1ST ST
CityHILLSBOROUGH
StateNJ
Zip08844
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeCR
Legal DescriptionINCL BLK 36 LOTS 6 - 8
Legal SubdivisionSOMERSET ESTATES
Legal Block36
Legal Lot Number6
JurisdictionSOMERSET NJ
Township / Civil DivisionHILLSBOROUGH
Census Block Group1
Census Block1026
Census Tract53707

Owner

38 First St, vacant land, is owned by an individual who bought it in July 2026.

Source: Somerset County and Hillsborough Township records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address38 FIRST ST, FLAGTOWN, NJ 08821-1000
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Apr 7, 2022Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2026 · Amount on File
Deed SaleJul 1, 2026 · Amount on File
Prior SaleFeb 27, 2006 · Amount on File
Deed Document Number202618389
Deed Book / Page7689 / 1843
Record UpdatedSep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSOMERSET NJ
Recording DateJul 1, 2026
Property AddressFIRST ST, FLAGTOWN, NJ 08821
Document Number0000018389
Book / Page7689 / 1843
Instrument DateJun 23, 2026
Instrument202618389
Transaction TypeTransfer
Record UpdatedJul 9, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$57,065.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 FIRST ST, FLAGTOWN, NJ 08821-1000

Mortgage

Document Number0000018390,
DateJul 1, 2026
Instrument202618390
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateApr 7, 2022
Property Address38 FIRST ST, FLAGTOWN, NJ 08821-1000
Document Number0000014271
Book / Page7436 / 2271
Instrument DateMar 15, 2022
Instrument2022014271
Transaction TypeTransfer
Record UpdatedOct 11, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,119.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address19120 PANAMA AVE, 19120, PRIOR LAKE, MN 55372-8856

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 FIRST STREET, HILLSBOROUGH, NJ 08844

Mortgage

Document Number0000014272
DateApr 7, 2022
Instrument2022014272
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 38 First St was $42, up 5% from the year before.

Source: Somerset County and Hillsborough Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionHillsborough Township
Unified School DistrictHillsborough Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,900 (-) Land $1,900$1,900 (-) Land $1,900
2025$42.00 (+5%)$1,900 Land $1,900$1,900 Land $1,900
2024$40.00
2023$1,900 Land $1,900$1,900 Land $1,900
2022$42.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38 First St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1999–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 First St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on First St

Nearby Streets

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