Erie County and West Seneca Town property record for 39 Emerald Dr, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,032 sqft · built 1956 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Dec 2025) |
| Tax Bill | $2,386 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-435-230 |
| Primary APN | 21-435-230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 131 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 172 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21-435-230 |
|---|---|
| Street Address | 39 EMERALD DR |
| City | BUFFALO |
| State | NY |
| Zip | 14224-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | MC-1862 SL-34(FL-168/169) GREENMEADOWS S/D 60 X 131.76 |
| Legal Subdivision | EBENEZER LANDS |
| Legal Block | 5 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12002 |
Source: Erie County and West Seneca Town records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 EMERALD DR, BUFFALO, NY 14224-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 27, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Apr 27, 2022 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Apr 27, 2022 · Amount on Record |
| Deed Document Number | 2025226097 |
| Deed Book / Page | 11454 / 6246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 11, 2025 |
| Property Address | 39 EMERALD DR, BUFFALO, NY 14224-3403 |
| Document Number | 0114546246 |
| Book / Page | 11454 / 6246 |
| Map Reference | DOC 1862 |
| Instrument Date | Dec 6, 2025 |
| Instrument | 2025226097 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2534 PARIS MOUNTAIN RD, ELLISTON, VA 24087-3318 |
| Name | Verified Name |
|---|---|
| Address | 39 EMERALD DR, WEST SENECA, NY 14224-3403 |
| Document Number | 0014184502 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 14184/502 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 27, 2022 |
| Property Address | 39 EMERALD DR, BUFFALO, NY 14224-3403 |
| Document Number | 0114007202 |
| Book / Page | 11400 / 7202 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022082819 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 DELAWARE AVE, BUFFALO, NY 14202-2150 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 27, 2022 |
| Property Address | 39 EMERALD DR, BUFFALO, NY 14224-3403 |
| Document Number | 0114007204 |
| Book / Page | 11400 / 7204 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022082820 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 DELAWARE AVE STE 1200, 200, BUFFALO, NY 14202-2150 |
| Name | Verified Name |
|---|---|
| Address | 25 SLATE CREEK DR APT 11, 11, CHEEKTOWAGA, NY 14227-2922 |
| Document Number | 0140501438 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 14050/1438 |
| Instrument | 2022082821 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,386.00 (-50.37%) | $45,900 (-) Land $7,800 Building $38,100 | $191,300 (+4.19%) Land $32,508 Building $158,792 |
| 2024 | $4,808.00 (+272.71%) | $45,900 (+0.44%) Land $7,800 Building $38,100 | $183,600 (+4.46%) Land $31,200 Building $152,400 |
| 2023 | $45,700 Land $7,800 Building $37,900 | $175,769 Land $30,000 Building $145,769 | |
| 2019 | $1,290.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 28 (1979–2004) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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