39 E Moser Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 39 E Moser Rd, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,302 sqft · built 1955
Lot Size	0.488 acres (21,264 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2023)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	May 2023 Sale May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-318414`

Property Details

APN / Parcel Number

Primary APN	`15-318414`
Alternative APN	`318414`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Stone
Roof Material	Composition Shingle
Lot Area	21,264 sqft (0.488 acres)
Garage Type	Detached
Garage Area	276 sqft
Porch	Open Porch
Porch Area	44 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	318414
Street Address	39 E MOSER RD
City	THURMONT
State	MD
Zip	21788-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 1 21,264 SQ FT NOLAN GRIFFITH ET AL
Legal Subdivision	THURMONT
Legal Block	27
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	6
Census Block	6008
Census Tract	753001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 E MOSER RD, THURMONT, MD 21788-1808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed, Transfer BLUE RIDGE TITLE COMPANY
May 25, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Aug 22, 1986 · Amount on Record
Deed Book / Page	16439 / 178
Last Transfer Date	Apr 17, 2024
Transfer Doc	0169070209
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 15, 2023
Property Address	39 E MOSER RD, THURMONT, MD 21788-1808
Document Number	0164390178
Book / Page	16439 / 178
Map Reference	MB 109 PG 40
Instrument Date	May 9, 2023
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	BLUE RIDGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7930 ROCKY RIDGE RD, THURMONT, MD 21788-1348

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	May 25, 2022
Property Address	39 E MOSER RD, THURMONT, MD 21788-1808
Document Number	0159420051
Book / Page	15942 / 51
Instrument Date	Apr 25, 2022
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 E MOSER RD, THURMONT, MD 21788-1808

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,000 (+6.99%) Land $67,900 Building $130,100	$198,000 (-) Land $67,900 Building $130,100
2025	$2,731.00 (+5.73%) Homeowner's exemption	$185,067 (+16.25%)	$198,000 (+24.37%) Land $67,900 Building $130,100
2024	$2,583.00 (+21.5%)
2023	$2,126.00 Homeowner's exemption	$159,200 Land $63,900 Building $95,300	$159,200 Land $63,900 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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