37 E Moser Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 37 E Moser Rd, Thurmont, MD 21788 · Last verified September 2023

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 1,394 sqft · built 2001
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Aug 2023)
Tax Bill	$88 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`15-335173`

Property Details

APN / Parcel Number

Primary APN	`15-335173`
Alternative APN	`335173`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,394 sqft Total Area
1st Floor Area	1,394 sqft
Basement Area	60 sqft
Finished Basement	60 sqft

Exterior

Year Built	Built 2001
Architectural Style	Split Entry
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,335 sqft (0.375 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	335173
Street Address	37 E MOSER RD
City	THURMONT
State	MD
Zip	21788-1808
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LT 0.375 AC
Legal Block	27
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	6
Census Block	6008
Census Tract	753001

Owner

Source: Frederick County records · APN 15-335173

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	37 E MOSER RD, THURMONT, MD 21788-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed, Transfer · FHA Mortgage FIRST WASHINGTON MORTGAGE
Oct 02, 2017	Deed of Trust, Mortgage · Line of Credit THRIVENT FCU
Jul 31, 2020	Deed, Transfer · VA Mortgage USAA FSB
Jul 24, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	0000165654
Deed Book / Page	16565 / 4
Record Updated	Jun 07, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 17, 2023
Property Address	37 E MOSER RD, THURMONT, MD 21788-1808
Document Number	0165650004
Book / Page	16565 / 4
Instrument Date	Aug 01, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	37 E MOSER RD, THURMONT, MD 21788-1808

Mortgage

Document Number	0001656512
Date	Aug 17, 2023
Instrument	16565/12

Lender

Name	FIRST WASHINGTON MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	37 E MOSER RD, THURMONT, MD 21788-1808
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120580014
Date	Oct 02, 2017
Book Page	12058/0014
Instrument	12058-0014

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	173 Months
Due	Mar 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 31, 2020
Property Address	37 E MOSER RD, THURMONT, MD 21788-1808
Document Number	0139440084
Book / Page	13944 / 84
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$756.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	37 E MOSER RD, THURMONT, MD 21788-1808

Mortgage

Document Number	1394492
Date	Jul 31, 2020
Instrument	13944/92

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Aug 01, 2020

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 24, 2020
Property Address	37 E MOSER RD, THURMONT, MD 21788-1808
Document Number	0139440084
Book / Page	013944 / 000084
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Sep 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$303.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 E MOSER RD THURMONT MD 217881808, THURMONT, MD 21788-1808

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$88.00 Disabled Person's exemption Veteran's exemption	$264,800 Land $60,400 Building $204,400	$264,800 Land $60,400 Building $204,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217530016, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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