39 E Main St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 39 E Main St, Merrimac, MA 01860

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,524 sqft · built 1875
Lot Size	0.907 acres (39,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Jun 2026)
Tax Bill	$8,971 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0026 B:0001 L:00003`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0026 B:0001 L:00003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,524 sqft Living Area
Gross Area	5,432 sqft
Basement Area	1,262 sqft
Unfinished Basement	1,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,509 sqft (0.907 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	39 E MAIN ST
City	MERRIMAC
State	MA
Zip	01860-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Block	1
Legal Lot Number	3
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	3
Census Block	3014
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 W MAIN ST, 41, MERRIMAC, MA 01860-2211
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Jun 30, 2026	Correction Deed
Mar 15, 2024	Deed, Transfer
Jul 10, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20266410
Deed Book / Page	43480 / 164
Prior Transfer Date	Jun 7, 2020
Prior Transfer Doc	3870000392
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	Jun 30, 2026
Property Address	39 E MAIN ST, MERRIMAC, MA 01860-2021
Document Number	0000006410
Book / Page	43480 / 164
Instrument Date	Jun 28, 2026
Instrument	20266410
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 W MAIN ST, 41, MERRIMAC, MA 01860-2211

Mortgage

Date	Jun 30, 2026

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	MERRIMAC MA
Recording Date	Jun 30, 2026
Property Address	39 E MAIN ST, MERRIMAC, MA 01860-2021
Document Number	0000006400
Book / Page	43480 / 161
Instrument Date	Jun 26, 2026
Instrument	20266400
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 W MAIN ST, 41, MERRIMAC, MA 01860-2211

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MERRIMAC MA
Recording Date	Mar 15, 2024
Property Address	39 E MAIN ST, MERRIMAC, MA 01860-2021
Document Number	042026-184
Book / Page	42026 / 184
Instrument Date	Mar 13, 2024
Instrument	20240315003300
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 W MAIN ST # 41, 41, MERRIMAC, MA 01860-2211

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	Jul 10, 2020
Property Address	39 E MAIN ST, MERRIMAC, MA 01860-2021
Document Number	38701-392
Book / Page	38701 / 392
Instrument Date	Jun 7, 2020
Instrument	20200710006070
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 E MAIN ST # 41, 41, MERRIMAC, MA 01860-2021

Mortgage

Document Number	200710006080
Date	Jul 10, 2020
Instrument	200710006080

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,971.00 (+0.79%)	$680,100 (+1.24%) Land $327,800 Building $346,300	$726,617 (+15.33%)
2025	$8,901.00 (+2.2%)	$671,800 (+4.14%) Land $327,800 Building $344,000	$630,040
2024	$8,709.00 (+6.45%)	$645,100 (+16.47%) Land $309,600 Building $335,500
2023	$8,181.00	$553,900 Land $262,200 Building $291,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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