35 E Main St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 35 E Main St, Merrimac, MA 01860

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,898 sqft · built 1855
Lot Size	1.03 acres (45,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$524,000 (Jun 2020)
Tax Bill	$10,450 (2026)
Deeds & Mortgages	Jun 2018 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0016 B:0001 L:00001`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0016 B:0001 L:00001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,898 sqft Living Area
Gross Area	8,443 sqft
Basement Area	1,369 sqft
Unfinished Basement	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	45,045 sqft (1.03 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	35 E MAIN ST
City	MERRIMAC
State	MA
Zip	01860-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OI
Legal Block	1
Legal Lot Number	1
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	3
Census Block	3014
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 E MAIN ST, MERRIMAC, MA 01860-2021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Deed of Trust, Mortgage · Line of Credit RTN FCU
Jun 12, 2020	Quit Claim Deed, Transfer · FHA Mortgage DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Aug 22, 2013 · Amount on Record
Deed Book / Page	38604 / 385
Prior Transfer Date	Jun 3, 2020
Prior Transfer Doc	3860000385
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Property Address	35 E MAIN ST, MERRIMAC, MA 01860-2021
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36821-418
Date	Jun 28, 2018
Book Page	36821/418
Instrument	180628000880

Lender

Name	RTN FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2038

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	Jun 12, 2020
Property Address	35 E MAIN ST, MERRIMAC, MA 01860-2021
Document Number	38604-385
Book / Page	38604 / 385
Instrument Date	Jun 3, 2020
Instrument	20200612002650
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E MAIN ST, MERRIMAC, MA 01860-2021

Mortgage

Document Number	200612002660
Date	Jun 12, 2020
Instrument	200612002660

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,450.00 (+0.45%)	$792,300 (+0.92%) Land $335,200 Building $457,100	$920,491 (+31.99%)
2025	$10,403.00 (+2.63%)	$785,100 (+4.57%) Land $335,200 Building $449,900	$697,395
2024	$10,136.00 (+7.35%)	$750,800 (+17.44%) Land $316,600 Building $434,200
2023	$9,442.00	$639,300 Land $268,200 Building $371,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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