Washington County and White Creek Town property record for 39 E Main St, Cambridge, NY 12816 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,019 sqft · built 1925 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $8,283 (2025) |
| Deeds & Mortgages | Dec 2023 Refinance Feb 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 535001 255.20-3-22 |
| Primary APN | 535001 255.20-3-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,019 sqft Living Area |
| 1st Floor Area | 2,459 sqft |
| 2nd Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Attached |
| Garage Area | 634 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 961A100201 |
|---|---|
| Street Address | 39 E MAIN ST |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES 692/155 BDY AGMT |
| Legal Block | 3 |
| Legal Lot Number | 22.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | WHITE CREEK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 92000 |
Source: Washington County and White Creek Town records · APN 535001 255.20-3-22
Assessment roll updated April 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 39 E MAIN ST, CAMBRIDGE, NY 12816-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Dec 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF RICHMONDVILLE |
| Feb 14, 2020 | Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 05, 2020 |
| Transfer Doc | 0000000824 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 39 E MAIN ST, CAMBRIDGE, NY 12816-1226 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2024 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000958 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2023-5958 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Feb 14, 2020 |
| Property Address | 39 E MAIN ST, CAMBRIDGE, NY 12816-1226 |
| Document Number | 0000000824 |
| Instrument Date | Feb 05, 2020 |
| Instrument | 824 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 31807 NE 110TH ST CARNATION WA 980149773, CARNATION, WA 98014-9773 |
Source: Washington County and White Creek Town records · Assessment roll updated April 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | White Creek Town |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,283.00 | $406,000 (+76.52%) Land $30,300 Building $375,700 | $489,157 (+108.42%) Land $36,506 Building $452,651 |
| 2023 | $230,000 Land $30,300 Building $199,700 | $234,694 Land $30,918 Building $203,776 |
Source: FEMA National Flood Hazard Layer, Washington County (36115C), updated July 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361150920001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1981–2008) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2008, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Cambridge Historic District listed 1978 · 199 contributing resources · NRIS 78001922 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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