34 E Main St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 34 E Main St, Cambridge, NY 12816 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1830
Square Footage	2,327 sqft Living Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (2016)
Tax Bill	$5,411.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`535001 255.20-8-10`
Alternative APNs	`500125502000080100000000` `961A100059`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,327 sqft Living Area
1st Floor	1,482 sqft 1st Floor
2nd Floor	442 sqft 2nd Floor
Upper Floors	403 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	116 ft x 58 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	961A100059
Street Address	34 E MAIN ST
City	CAMBRIDGE
State	NY
Zip	12816-1225
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	8
Legal Lot Number	10.000
Jurisdiction	WASHINGTON NY
Minor Civil Division	WHITE CREEK
Census Blockgroup	1
Census Block	1027
Census Tract	92000

Owner

Source: Washington County and White Creek Town records · APN 535001 255.20-8-10

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 E MAIN ST, CAMBRIDGE, NY 12816-1225
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2016 · Amount on Record
Deed Sale	Oct 25, 2016 · Amount on Record
Deed Book / Page	3713 / 256
Prior Transfer Date	Aug 03, 2012
Prior Transfer Doc	0031450222
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	34 E MAIN ST, CAMBRIDGE, NY 12816-1225
Transaction Type	Mortgage
Record Updated	Apr 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	674
Date	Mar 19, 2021
Instrument	2021-1674

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	229 Months
Due	Apr 01, 2040

Tax Assessment & Valuation

Source: Washington County and White Creek Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	White Creek Town
Municipality	Cambridge Village
Unified School District	Cambridge Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,411.00	$175,000 (-) Land $9,400 Building $165,600	$210,843 (+6.02%) Land $11,325 Building $199,518
2024		$175,000 (-) Land $9,400 Building $165,600	$198,864 (+11.36%) Land $10,682 Building $188,182
2023		$175,000 Land $9,400 Building $165,600	$178,571 Land $9,592 Building $168,979

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (36115C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Cambridge Historic District listed 1978 · 199 contributing resources · NRIS 78001922

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.