39 E 20th St, Holland, MI 49423 Property Records

Ottawa County property record for 39 E 20th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1911
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,500 (Oct 2023)
Tax Bill	$5,594 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-207-021`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-207-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,001 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	39 E 20TH ST
City	HOLLAND
State	MI
Zip	49423-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	E 40 FT OF W 450 FT OF S 132 FT OF THAT PART OF W 1/2, NW 1/4, NE 1/4, LYING N OF 20TH ST & E OF E LINE OF CENTRAL AVE SEC 32
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Block	207
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3012
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 E 20TH ST, HOLLAND, MI 49423-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 23, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Sep 1, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	202325714
Prior Transfer Date	Oct 5, 2023
Prior Transfer Doc	20230025714
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 6, 2023
Property Address	39 E 20TH ST, HOLLAND, MI 49423-4801
Document Number	20230025714
Instrument Date	Oct 5, 2023
Instrument	2023-0025714
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,268.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 E 20TH ST, HOLLAND, MI 49423-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 E 20TH ST, HOLLAND, MI 49423-4801

Mortgage

Document Number	20230025715
Date	Oct 6, 2023
Instrument	2023-0025715

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 28, 2020
Property Address	39 E 20TH ST, HOLLAND, MI 49423-4801
Document Number	20200036935
Instrument Date	Aug 27, 2020
Instrument	2020-0036935
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,447.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 E 20TH ST, 39, HOLLAND, MI 49423-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 E 20TH ST, HOLLAND, MI 49423-4801

Mortgage

Document Number	20200036936
Date	Aug 28, 2020
Instrument	2020-0036936

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 23, 2017
Property Address	39 E 20TH ST, HOLLAND, MI 49423-4801
Document Number	20170039599
Instrument Date	Oct 20, 2017
Instrument	2017-0039599
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,238.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 E 20TH ST, 39, HOLLAND, MI 49423-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 E 20TH ST, HOLLAND, MI 49423-4801

Mortgage

Document Number	20170039600
Date	Oct 23, 2017
Instrument	2017-0039600

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Sep 1, 2017
Property Address	39 E 20TH ST, HOLLAND, MI 49423-4801
Document Number	20170032383
Instrument Date	Aug 14, 2017
Instrument	2017-0032383
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 E 20TH ST, HOLLAND, MI 49423-4801

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,900 (+11.52%)	$305,800 (+11.52%)
2025	$5,594.00 (+49.29%) Homeowner's exemption	$137,100 (+31.45%)	$274,200 (+31.45%)
2023		$104,300	$208,600
2022	$3,747.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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