35 E 20th St, Holland, MI 49423 Property Records

Ottawa County property record for 35 E 20th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,264 sqft · built 1911
Lot Size	0.133 acres (5,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,000 (Sep 2026)
Tax Bill	$4,158 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-207-022`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-207-022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	865 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	35 E 20TH ST
City	HOLLAND
State	MI
Zip	49423-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	E 44 FT OF W 410 FT OF S 132 FT OF THAT PART OF W 1/2, NW 1/4, NE 1/4, LYING N OF 20TH ST & E OF E LINE OF CENTRAL AVE SEC 32
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Block	207
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3012
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 W 21ST ST, HOLLAND, MI 49423-4734
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Jul 12, 2017	Warranty Deed, Transfer TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Sep 23, 2010 · Amount on Record
Deed Document Number	202627329
Prior Transfer Date	Dec 10, 2008
Prior Transfer Doc	005821/242
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 2, 2026
Property Address	35 E 20TH ST, HOLLAND, MI 49423-4801
Document Number	0000027329
Instrument Date	Sep 1, 2026
Instrument	202627329
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244,076.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 W 21ST ST, HOLLAND, MI 49423-4734

Mortgage

Document Number	0000027330,
Date	Sep 2, 2026
Instrument	202627330

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 12, 2017
Property Address	35 E 20TH ST, HOLLAND, MI 49423-4801
Document Number	20170025351
Instrument Date	Jul 2, 2017
Instrument	2017-0025351
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 LINCOLN AVE, 811, LANSING, MI 48910-3364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E 20TH ST, HOLLAND, MI 49423-4801

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,800 (+10.65%)	$257,600 (+10.65%)
2025	$4,158.00 (+65.59%) Homeowner's exemption	$116,400 (+29.33%)	$232,800 (+29.33%)
2023		$90,000	$180,000
2022	$2,511.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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