39 Downing Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 39 Downing Dr, Saint Johns, FL 32259

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jun 2026)
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000728-1090`

Property Details

APN / Parcel Number

Primary APN	`000728-1090`

Exterior

Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	39 DOWNING DR
City	SAINT JOHNS
State	FL
Zip	32259-7176
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	122/85-92 RIVERTOWN - THE MEADOWS (PARCEL 19) PHASE 1 LOT 109
Legal Subdivision	RIVERTOWNTHE MEADOWS PARCEL 19 PHASE 1
Legal Block	1
Legal Lot Number	109
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1043
Census Tract	20807

Owner

Source: St. Johns County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 DOWNING DR, SAINT JOHNS, FL 32259-7176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Special Warranty Deed, Transfer · FHA Mortgage MATTAMY HOME FUNDING
Jun 1, 2026	Special Warranty Deed, Transfer · FHA Mortgage MATTAMY HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Deed Document Number	202646312
Deed Book / Page	6373 / 1889
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 1, 2026
Property Address	39 DOWNING DR, SAINT JOHNS, FL 32259-7176
Document Number	0000046312
Book / Page	6373 / 1889
Instrument Date	May 28, 2026
Instrument	202646312
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 DOWNING DR, SAINT JOHNS, FL 32259-7176

Mortgage

Document Number	0000046313,
Date	Jun 1, 2026
Instrument	202646313

Lender

Name	MATTAMY HOME FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 1, 2026
Property Address	39 DOWNING DR, SAINT JOHNS, FL 32259-7176
Document Number	0063731889
Book / Page	6373 / 1889
Instrument Date	May 28, 2026
Instrument	202646312
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 DOWNING DR, SAINT JOHNS, FL 32259-7176

Mortgage

Document Number	0000046313,
Date	Jun 1, 2026
Instrument	202646313

Lender

Name	MATTAMY HOME FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,000 (-13.33%) Land $52,000	$52,000 (-13.33%) Land $52,000
2025	$2,724.00 (+10.15%)	$60,000	$60,000 Land $60,000
2024	$2,473.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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