39 Circle Dr, Richmond, IN 47374 Property Records

Wayne County property record for 39 Circle Dr, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,717 sqft · built 1973
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Aug 2014)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-01971-01`

Property Details

APN / Parcel Number

Primary APN	`015-01971-01`
Alternative APNs	`89-16-27-400-107.001-028` `462740010701015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,717 sqft Living Area
1st Floor Area	2,717 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	216 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	462740010701015
Street Address	39 CIRCLE DR
City	RICHMOND
State	IN
Zip	47374-2080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT SE 27-14-1 & PT TRACT 37 P V H 0.663A
Legal Subdivision	LEWIS A GRISWOLD ADDITION
Legal Tract	37
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1050
Census Tract	400

Owner

39 Circle Dr is owned and occupied by two individuals who acquired it in July 2017.

Source: Wayne County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 CIRCLE DR, RICHMOND, IN 47374-2080
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit WAYNE BANK AND TRUST CO
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage WEST END BANK SB
Jul 14, 2017	Warranty Deed, Transfer
Jul 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2014 · Amount on File
Deed Sale	Aug 1, 2014 · Amount on File
Deed Document Number	20145209387
Last Transfer Date	Jul 11, 2017
Transfer Doc	2017005776
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	39 CIRCLE DR, RICHMOND, IN 47374-2080
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000316
Date	Jan 12, 2017
Instrument	2017000316

Lender

Name	WAYNE BANK AND TRUST CO
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	39 CIRCLE DR, RICHMOND, IN 47374-2080
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017005426
Date	Jun 30, 2017
Instrument	2017005426

Lender

Name	WEST END BANK SB
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jul 14, 2017
Property Address	39 CIRCLE DR, RICHMOND, IN 47374-2080
Document Number	2017005776
Instrument Date	Jul 11, 2017
Instrument	2017005776
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 NW K ST, RICHMOND, IN 47374-2177

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jul 14, 2017
Property Address	39 CIRCLE DR, RICHMOND, IN 47374-2080
Document Number	2017005777
Map Reference	PL8 PG305
Instrument Date	Jul 10, 2017
Instrument	2017005777
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CIRCLE DR, RICHMOND, IN 47374-2080

Tax Assessment & Valuation

The 2025 property tax bill for 39 Circle Dr was $2,322, up 8.3% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00 (+8.25%)	$258,000 Land $18,600 Building $239,400	$258,000 Land $18,600 Building $239,400
2024	$2,145.00
2023		$203,200 (-1.07%) Land $13,900 Building $189,300	$203,200 (-1.07%) Land $13,900 Building $189,300
2022	$2,054.00 Homeowner's exemption	$205,400 Land $13,900 Building $191,500	$205,400 Land $13,900 Building $191,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Circle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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