38 Circle Dr, Richmond, IN 47374 Property Records

Wayne County property record for 38 Circle Dr, Richmond, IN 47374

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,456 sqft · built 1965
Lot Size0.96 acres (41,818 sqft)
OwnerIndividual Name on File
Tax Bill$1,534 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Jun 2022 Refinance
Flood ZoneZone X (minimal risk)
APN015-01153-00

Property Details

APN / Parcel Number

Primary APN015-01153-00
Alternative APNs
  • 89-16-27-400-108.000-028
  • 462740010800015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
Basement Area1,456 sqft
Unfinished Basement1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1975
Construction TypeBrick
Roof MaterialAsphalt
Lot Area41,818 sqft (0.96 acres)
Lot Dimensions209 ft deep x 200 ft wide
TerrainRolling
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number462740010800015
Street Address38 CIRCLE DR
CityRICHMOND
StateIN
Zip47374-2080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionLOT 38 PLEASANT VIEW HTS 1ST
Legal SubdivisionPLEASANT VIEW HEIGHTS FIRST ADDITION
Legal Lot Number38
JurisdictionWAYNE IN
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1050
Census Tract400

Owner

38 Circle Dr is owned and occupied by an individual who acquired it in November 2013.

Source: Wayne County records, as of June 26, 2026

Owner of RecordIndividual Name on File
Mailing Address38 CIRCLE DR, RICHMOND, IN 47374-2080
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Deed of Trust, Mortgage · Line of Credit
WAYNE BANK
Jun 10, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WAYNE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 14, 2013
Transfer Doc2014001482
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE IN
Property Address38 CIRCLE DR, RICHMOND, IN 47374-2080
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022007280
DateJul 11, 2022
Instrument2022007280
Lender
NameWAYNE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueAug 1, 2042
Interest
Rate TypeAdjustable Rate

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE IN
Property Address38 CIRCLE DR, RICHMOND, IN 47374-2080
Transaction TypeMortgage
Record UpdatedJun 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022006365
DateJun 10, 2022
Instrument2022006365
Lender
NameWAYNE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 38 Circle Dr was $1,534, down 0.3% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyWayne County
County SubdivisionWayne Township
Unified School DistrictRichmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,534.00 (-0.32%)$177,500 Land $25,200 Building $152,300$177,500 Land $25,200 Building $152,300
2024$1,539.00
2023$137,900 (-1.01%) Land $18,700 Building $119,200$137,900 (-1.01%) Land $18,700 Building $119,200
2022$1,339.00 Homeowner's exemption$139,300 Land $18,700 Building $120,600$139,300 Land $18,700 Building $120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Circle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 45% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - RICHMOND
private · serves 41,485 people · EPA ID IN5289012
Water SourceSurface water
Last State InspectionSep 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

May also be available: Spectrum, T-Mobile.

Nearby Properties on Circle Dr

Nearby Streets

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