39 Cindy Ln, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 39 Cindy Ln, Halfmoon, NY 12065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,592 sqft · built 1990
Lot Size1.13 acres (49,223 sqft)
Owner2 Individual Names on Record
Last Sale$349,900 (Sep 2015)
Tax Bill$8,355 (2025)
Deeds & MortgagesSep 2021 Refinance
Mar 2020 Line of Credit
APN413800 278.10-4-29

Property Details

APN / Parcel Number

Primary APN413800 278.10-4-29
Alternative APN
  • 380027801000040290000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,592 sqft Living Area
1st Floor Area1,295 sqft
2nd Floor Area1,297 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area49,223 sqft (1.13 acres)
Lot Width89.4 ft Width
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area462 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address39 CINDY LN
CityHALFMOON
StateNY
Zip12065-5662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionHOUSE/LOT 39
Legal Block4
Legal Lot Number29.000
JurisdictionSARATOGA NY
Township / Civil DivisionHALFMOON
Census Block Group1
Census Block1004
Census Tract62410

Owner

Source: Saratoga County and Halfmoon Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39 CINDY LN, HALFMOON, NY 12065-5662
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
STATE EMPLOYEES FCU
Mar 27, 2020Deed of Trust, Mortgage · Line of Credit
SEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2015 · Amount on Record
Deed SaleSep 14, 2015 · Amount on Record
Deed Book / Page2015 / 27350
Prior Transfer DateOct 4, 2000
Prior Transfer Doc1565000716
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address39 CINDY LN, HALFMOON, NY 12065-5662
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021031248
DateSep 2, 2021
Instrument2021031248
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address39 CINDY LN, HALFMOON, NY 12065-5662
Document Number0000009174
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 CINDY LN HALFMOON NY 120655662, HALFMOON, NY 12065-5662

Mortgage

Document Number0000009174
DateApr 10, 2020
Instrument9174
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 9, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionHalfmoon Town
Unified School DistrictShenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,355.00$207,200 (-) Land $56,300 Building $150,900$556,242 (+14.09%) Land $151,141 Building $405,101
2023$207,200 Land $56,300 Building $150,900$487,529 Land $132,470 Building $355,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHALFMOON WATER DISTRICT (TROY)
serves 15,000 people · EPA ID NY4519111
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

May also be available: Greenlight Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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