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32 Cindy Ln, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 32 Cindy Ln, Halfmoon, NY 12065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,227 sqft · built 1990
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$226,000 (Aug 2002)
Tax Bill$7,661 (2025)
Deeds & MortgagesNov 2020 Mortgage
APN413800 278.10-4-19

Property Details

APN / Parcel Number

Primary APN413800 278.10-4-19
Alternative APN
  • 380027801000040190000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,227 sqft Living Area
1st Floor Area1,239 sqft
2nd Floor Area988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Lot Width142 ft Width
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area394 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address32 CINDY LN
CityHALFMOON
StateNY
Zip12065-5660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionHOUSE/LOT 32
Legal Block4
Legal Lot Number19.000
JurisdictionSARATOGA NY
Township / Civil DivisionHALFMOON
Census Block Group1
Census Block1010
Census Tract62410

Owner

32 Cindy Ln is owned and occupied by two individuals who bought it in August 2002.

Source: Saratoga County and Halfmoon Town records, as of April 20, 2026

Owner of Record2 Individual Names on File
Mailing Address32 CINDY LN, HALFMOON, NY 12065-5660
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2002 · Amount on File
Deed SaleAug 6, 2002 · Amount on File
Deed Book / Page1620 / 190
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address32 CINDY LN, HALFMOON, NY 12065-5660
Document Number0000033548
Instrument DateNov 17, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 CINDY LN HALFMOON NY 120655660, HALFMOON, NY 12065-5660

Mortgage

Document Number0000033548
DateNov 25, 2020
Instrument33548
Lender
NameFIRST NAT'L BK/SCOTIA
TypeBank
AddressSCOTIA, NY 12302
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 24, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 32 Cindy Ln was $7,661 with a homeowner's exemption.

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionHalfmoon Town
Unified School DistrictShenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,661.00$190,000 Land $36,600 Building $153,400$510,067 Land $98,255 Building $411,812
2023$190,000 Land $36,600 Building $153,400$447,059 Land $86,118 Building $360,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 32 Cindy Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Cindy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHALFMOON WATER DISTRICT (TROY)
serves 15,000 people · EPA ID NY4519111
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber		980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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