39 Carriage Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 39 Carriage Creek Way, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,906 sqft · built 2001
Lot Size	0.178 acres (7,761 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Nov 2001)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4126-03-00-0390`

Property Details

APN / Parcel Number

Primary APN	`4126-03-00-0390`
Alternative APNs	`31142603000390` `26143103000390` `4934758.0` `4934758`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,906 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	1,906 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,761 sqft (0.178 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Vinyl Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4934758
Street Address	39 CARRIAGE CREEK WAY
City	ORMOND BEACH
State	FL
Zip	32174-6780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 CARRIAGE CREEK AT BREAKAWAY TRAILS MB 41 PGS 119 & 120 INC PER OR 4777 PG 0762 PER OR 7273 PG 2706
Legal Range	31E
Legal Township	14S
Legal Section	26
Legal Subdivision	CARRIAGE CREEK
Legal Tract	03
Legal Lot Number	39
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	1
Census Block	1003
Census Tract	83203

Owner

39 Carriage Creek Way is owned and occupied by two individuals who acquired it in July 2016.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2001 · Amount on File
Deed Sale	Nov 26, 2001 · Amount on File
Prior Sale	Jan 25, 2001 · Amount on File
Deed Book / Page	4777 / 762
Last Transfer Date	Jul 5, 2016
Transfer Doc	0072732706
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	39 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6780
Document Number	0074001536
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CARRIAGE CREEK WAY ORMOND BEACH FL 321746780, ORMOND BEACH, FL 32174-6780

Mortgage

Document Number	0074001536
Date	May 19, 2017
Book Page	007400/001536
Instrument	99487

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 39 Carriage Creek Way was $2,354 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,366 (+2.7%)	$372,921 (+2.5%) Land $48,000 Building $324,921
2025	$2,354.00 Homeowner's exemption	$186,335	$363,825 Land $48,000 Building $315,825
2023	$2,189.00 (+3.55%) Homeowner's exemption	$175,810 (+3%)	$366,193 (+28.45%) Land $48,000 Building $318,193
2022	$2,114.00 Homeowner's exemption	$170,689	$285,085 Land $46,000 Building $239,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Carriage Creek Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	46 (1994–2024)
Claims Outside the SFHA	8 of 46
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Ian, Sep 2022 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Carriage Creek Way is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20