Bergen County and Waldwick Borough property record for 39 Campbell St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,822 sqft · built 1949 |
| Lot Size | 0.151 acres (6,564 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $631,000 (Oct 2025) |
| Tax Bill | $12,180 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00072-02-00044 |
| Primary APN | 64-00072-02-00044 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,822 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 6,564 sqft (0.151 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400072B00044 |
|---|---|
| Street Address | 39 CAMPBELL ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 65XIRR 3LT |
| Legal Block | 72.02 |
| Legal Lot Number | 44 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 56100 |
39 Campbell St is owned and occupied by two individuals who bought it in October 2025.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 CAMPBELL ST, WALDWICK, NJ 07463-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on File |
| Deed Sale | Oct 24, 2025 · Amount on File |
| Prior Sale | Dec 13, 2000 |
| Deed Document Number | 202572647 |
| Deed Book / Page | 5629 / 1933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 CAMPBELL ST, WALDWICK, NJ 07463-2403 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 615 SARGENT RD, RIVER VALE, NJ 07675-6540 |
| Investor | Possibly a Property Investor |
| Document Number | 0056291938 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 5629/1938 |
| Instrument | 2025072648 |
| Name | UNIVERSAL FINANCIAL MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALLENDALE, NJ 07401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 39 Campbell St was $12,180, up 5.9% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,700 (-) Land $295,900 Building $234,800 | $530,700 (-) Land $295,900 Building $234,800 | |
| 2025 | $12,180.00 (+5.92%) Veteran's exemption | $530,700 Land $295,900 Building $234,800 | $530,700 Land $295,900 Building $234,800 |
| 2024 | $11,499.00 | ||
| 2023 | $398,400 Land $244,000 Building $154,400 | $398,400 Land $244,000 Building $154,400 | |
| 2022 | $11,096.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Campbell St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Campbell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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