Bergen County and Waldwick Borough property record for 38 Campbell St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,735 sqft · built 1950 |
| Lot Size | 0.146 acres (6,371 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Aug 2010) |
| Tax Bill | $11,298 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00072-03-00008 |
| Primary APN | 64-00072-03-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,735 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 6,371 sqft (0.146 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400072C00008 |
|---|---|
| Street Address | 38 CAMPBELL ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 56XIRR 2.5LT |
| Legal Subdivision | HIGHLANDS |
| Legal Block | 72.03 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 56100 |
38 Campbell St is owned and occupied by two individuals who bought it in August 2010.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 CAMPBELL ST, WALDWICK, NJ 07463-2404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEWFINITY GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2010 · Amount on File |
| Deed Sale | Aug 27, 2010 · Amount on File |
| Prior Sale | Jul 2, 2002 · Amount on File |
| Deed Document Number | 20105110929 |
| Deed Book / Page | 511 / 929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 CAMPBELL ST, WALDWICK, NJ 07463-2404 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041631191 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 4163/1191 |
| Instrument | 2021082248 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 CAMPBELL ST, WALDWICK, NJ 07463-2404 |
| Document Number | 0033860576 |
| Instrument Date | Sep 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | GOLDEN TITLE AGENCY, GOLDEN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 CAMPBELL ST WALDWICK NJ 074632404, WALDWICK, NJ 07463-2404 |
| Document Number | 0033860576 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 003386/000576 |
| Instrument | 71836 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 CAMPBELL ST, WALDWICK, NJ 07463-2404 |
| Document Number | 0025470912 |
| Book / Page | 002547 / 000912 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2017 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 CAMPBELL ST WALDWICK NJ 074632404, WALDWICK, NJ 07463-2404 |
| Document Number | 0025470912 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 002547/000912 |
| Name | NEWFINITY GROUP INC |
|---|---|
| Address | 216 CATALONIA AVE # 102, CORAL GABLES, FL 33134-6737 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2047 |
The 2025 property tax bill for 38 Campbell St was $11,298, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $492,300 (-) Land $297,100 Building $195,200 | $492,300 (-) Land $297,100 Building $195,200 | |
| 2025 | $11,298.00 (+3.66%) | $492,300 Land $297,100 Building $195,200 | $492,300 Land $297,100 Building $195,200 |
| 2024 | $10,899.00 | ||
| 2023 | $393,000 Land $244,900 Building $148,100 | $393,000 Land $244,900 Building $148,100 | |
| 2022 | $11,192.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Campbell St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Campbell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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