Suffolk County and Smithtown Town property record for 39 Cambridge Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,279 sqft · built 1956 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,000 (Feb 2024) |
| Tax Bill | $17,513 (2024) |
| Deeds & Mortgages | Feb 2024 Sale Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473405 9.-3-10.1 |
| Primary APN | 473405 9.-3-10.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,279 sqft Living Area |
| Gross Area | 2,339 sqft |
| 1st Floor Area | 1,479 sqft |
| Upper Floors Area | 800 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Suburban |
| Pool Area | 512 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 596 sqft |
| Gazebo | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 39 CAMBRIDGE DR |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-545376 TC-71 *2549 P/LOT 22 OLDE SMITHTOWN ESTATES |
| Legal Subdivision | OLDE SMITHTOWN ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 134909 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 TULIP CT, NANUET, NY 10954-3802 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed, Transfer FIRST AMERICAN TITLE |
| Jan 10, 2023 | Deed, Transfer · Stand-Alone First Mortgage AMALGAMATED BANK |
| Dec 13, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA |
| Nov 28, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit CITIBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on File |
| Deed Sale | Feb 28, 2024 · Amount on File |
| Prior Sale | Jan 10, 2023 · Amount on File |
| Deed Book / Page | 13237 / 866 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 28, 2024 |
| Property Address | 39 CAMBRIDGE DR, SMITHTOWN, NY 11787-4803 |
| Document Number | 0132370866 |
| Book / Page | 13237 / 866 |
| Instrument Date | Oct 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 TULIP CT, NANUET, NY 10954-3802 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 10, 2023 |
| Property Address | 39 CAMBRIDGE DR, SMITHTOWN, NY 11787-4803 |
| Document Number | 0131840582 |
| Book / Page | 13184 / 582 |
| Instrument Date | Jul 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5803 CALLOWAY ST APT 5V, 5V, CORONA, NY 11368-3850 |
| Document Number | 0023472425 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 23472/425 |
| Name | AMALGAMATED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Type Change Date | Aug 1, 2032 |
| Max Rate At Change | 2.7% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 CAMBRIDGE DR, SMITHTOWN, NY 11787-4803 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229890089 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 22989/89 |
| Instrument | DJ032578 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 CAMBRIDGE DR, SMITHTOWN, NY 11787-4803 |
| Document Number | 0229890090 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 39 CAMBRIDGE DR SMITHTOWN NY 117874803, SMITHTOWN, NY 11787-4803 |
| Document Number | 0229890090 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 022989/000090 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 701 E 60TH ST N, SIOUX FALLS, SD 57104-0432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Municipality | Village Of The Branch |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,201 (+4.35%) Land $410 Building $6,791 | $900,125 (+11,248.02%) Land $51,250 Building $848,875 | |
| 2024 | $17,513.00 | ||
| 2023 | $6,901 (-) Land $410 Building $6,491 | $7,932 (+12.65%) Land $471 Building $7,461 | |
| 2022 | $6,901 Land $410 Building $6,491 | $7,041 Land $418 Building $6,623 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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