31 Cambridge Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 31 Cambridge Dr, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,015 sqft · built 1956
Lot Size0.86 acres (37,462 sqft)
OwnerIndividual Name on File
Last Sale$489,000 (May 2026)
Tax Bill$12,637 (2024)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473405 9.-3-6

Property Details

APN / Parcel Number

Primary APN473405 9.-3-6
Alternative APNs
  • 0803-009.00-03.00-006.000
  • 340500900000030060000000
  • 4734001998

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,015 sqft Living Area
Gross Area2,518 sqft
1st Floor Area2,015 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialWood
Lot Area37,462 sqft (0.86 acres)
View / LotSuburban
Garage TypeAttached
Garage Area375 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area128 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address31 CAMBRIDGE DR
CitySMITHTOWN
StateNY
Zip11787-4803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-545276 TC-71 *2549 LOT 18 OLDE SMITHTOWN ESTATES
Legal Block3
Legal Lot Number6
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2018
Census Tract134909

Owner

31 Cambridge Dr is owned by an individual who bought it in May 2026.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address7 CONKLIN ST, 1, FARMINGDALE, NY 11735-2502
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2026 · Amount on File
Deed SaleMay 26, 2026 · Amount on File
Prior SaleOct 30, 2013 · Amount on File
Deed Book / Page13337 / 514
Prior Transfer DateAug 22, 1997
Prior Transfer Doc1185000004
Record UpdatedSep 20, 2026

May 2026: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionSUFFOLK NY
Recording DateMay 26, 2026
Property Address31 CAMBRIDGE DR, SMITHTOWN, NY 11787-4803
Document Number1333000514
Book / Page13337 / 514
Instrument DateFeb 3, 2026
Transaction TypeTransfer
Record UpdatedJul 7, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
InvestorPossibly a Property Investor

Mortgage

DateMay 26, 2026
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
MunicipalityVillage Of The Branch
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,230 Land $660 Building $4,570$653,750 Land $82,500 Building $571,250
2024$12,637.00
2023$5,230 Land $660 Building $4,570$6,012 Land $759 Building $5,253

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 31 Cambridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Cambridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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