Sacramento County property record for 39 Cakebread Cir, Sacramento, CA 95834 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 2000 |
| Lot Size | 0.133 acres (5,775 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Apr 2022) |
| Tax Bill | $8,159 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2026 Mortgage + 6 more |
| Flood Zone | Zone A99 (high risk) |
| APN | 225-1360-031-0000 |
| Primary APN | 225-1360-031-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,775 sqft (0.133 acres) |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 39 CAKEBREAD CIR |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95834-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GATEWAY WEST VILLAGE 05, LOT 31 |
| Legal Subdivision | GATEWAY WEST VILLAGE 05 |
| Legal Lot Number | 31 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 7016 |
Source: Sacramento County records · APN 225-1360-031-0000
Assessment roll updated July 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DART BANK |
| Jan 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 05, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 07, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Jan 04, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 06, 2022 | Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jan 31, 2022 | Grant Deed, Transfer · Commercial Mortgage CONCENTUS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2022 · Amount on Record |
| Deed Sale | Apr 06, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2022 · Amount on Record |
| Deed Book / Page | 20220406 / 758 |
| Prior Transfer Date | Nov 12, 2015 |
| Prior Transfer Doc | 0000000251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 31, 2026 |
| Property Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Document Number | 2026000626 |
| Book / Page | 20260731 / 626 |
| Instrument Date | Jul 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Document Number | 2026000626, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 20260731/626 |
| Name | DART BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Document Number | 0000000352 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 202601160352 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Document Number | 0000000455 |
|---|---|
| Date | Jan 05, 2024 |
| Instrument | 202401050455 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Document Number | 0000000368 |
|---|---|
| Date | Jul 07, 2023 |
| Instrument | 202307070368 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Document Number | 0000000367 |
|---|---|
| Date | Jan 04, 2023 |
| Instrument | 2023010400367 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 39 CAKESREAD CIRCLE, SACRAMENTO, CA 95834-1059 |
| Document Number | 0000000749 |
|---|---|
| Date | Jun 03, 2022 |
| Instrument | 2022060300749 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 06, 2022 |
| Property Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Document Number | 0000000758 |
| Map Reference | MB 268 MAP 10 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 2022040600758 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Document Number | 2022004060759 |
|---|---|
| Date | Apr 06, 2022 |
| Instrument | 2022004060759 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | May 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Max Rate | 10.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 31, 2022 |
| Property Address | 39 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059 |
| Document Number | 0000001173 |
| Map Reference | MB 268 MAP 10 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2022013101173 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5701 LONETREE BLVD STE 102, 102, ROCKLIN, CA 95765-3792 |
| Document Number | 0000001174 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022013101174 |
| Name | CONCENTUS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Natomas Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $671,106 (+2%) Land $140,716 Building $530,390 | |
| 2025 | $8,159.00 (-4.17%) Homeowner's exemption | $657,948 (+4.04%) Land $137,957 Building $519,991 |
| 2024 | $8,514.00 (+5.75%) | |
| 2023 | $8,051.00 (+34.9%) Homeowner's exemption | $632,400 Land $132,600 Building $499,800 |
| 2022 | $5,968.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670070161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A99 federal flood protection under construction |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 381 individual NFIP policies nearby |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 381 in force 319 of 381 on primary residences |
| Nearby Flood Claims | 5 (1995–2023) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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