20 Cakebread Cir, Sacramento, CA 95834 Property Records

Sacramento County property record for 20 Cakebread Cir, Sacramento, CA 95834 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,973 sqft · built 2000
Lot Size	0.133 acres (5,775 sqft)
Owner	2 Company Names on File
Last Sale	$395,000 (Sep 2004)
Tax Bill	$7,029 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2022 Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-1360-019-0000`

Property Details

APN / Parcel Number

Primary APN	`225-1360-019-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,973 sqft Living Area
1st Floor Area	1,973 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,775 sqft (0.133 acres)
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 CAKEBREAD CIR
City	SACRAMENTO
State	CA
Zip	95834-1059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GATEWAY WEST VILLAGE 05, LOT 19
Legal Subdivision	GATEWAY WEST VILLAGE 05
Legal Lot Number	19
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1012
Census Tract	7016

Owner

Source: Sacramento County records · APN 225-1360-019-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	20 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2026	Intrafamily Transfer, Transfer
Mar 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 11, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2004 · Amount on Record
Deed Sale	Sep 27, 2004 · Amount on Record
Prior Sale	Nov 03, 2000 · Amount on Record
Deed Book / Page	20040927 / 2821
Last Transfer Date	Mar 08, 2022
Transfer Doc	2022000474
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 06, 2026
Property Address	20 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059
Document Number	0000000726
Map Reference	MB 268 PG 10
Instrument Date	Feb 28, 2026
Instrument	202603060726
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 14, 2022
Property Address	20 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059
Document Number	0000000474
Map Reference	MB 268 PG 10
Instrument Date	Mar 08, 2022
Instrument	2022031400474
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059

Mortgage

Document Number	0000000475
Date	Mar 14, 2022
Instrument	2022031400475

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 11, 2017
Property Address	20 CAKEBREAD CIR, SACRAMENTO, CA 95834-1059
Document Number	0000000666
Book / Page	17011 / 000666
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	SPL EXPRESS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 CAKEBREAD CIR SACRAMENTO CA 958341059, SACRAMENTO, CA 95834-1059

Mortgage

Document Number	667
Date	Jan 11, 2017
Book Page	170111/000667

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 10, 2032

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$561,592 (+2%) Land $149,278 Building $412,314
2025	$7,029.00 (-4.09%)	$550,581 (+4.04%) Land $146,351 Building $404,230
2024	$7,329.00 (+6.93%)
2023	$6,854.00 (+1.95%) Homeowner's exemption	$529,203 Land $140,669 Building $388,534
2022	$6,723.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670070161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A99 federal flood protection under construction
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 381 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	5 (1995–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 581 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Succeed.Net, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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