1. Home
  2. Florida
  3. Flagler County
  4. Palm Coast
  5. Bruce Ln

39 Bruce Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 39 Bruce Ln, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,209 sqft · built 1991
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Oct 2020)
Tax Bill$4,078 (2025)
Deeds & MortgagesOct 2021 Transfer
Oct 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7013-00170-0140

Property Details

APN / Parcel Number

Primary APN07-11-31-7013-00170-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,209 sqft Living Area
Gross Area2,070 sqft
1st Floor Area1,209 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2007
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
DrivewayConcrete Driveway
Driveway Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address39 BRUCE LN
CityPALM COAST
StateFL
Zip32137-8714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 13 BLOCK 00017 LOT 0014 SUBDIVISION COMPLETION YEAR 1980 OR 386 PG 979 OR 386 PG 980 OR 452 PG 1059 OR 459 PG 1951 OR 501 PG 1612 OR 734/507 OR 2195/1560 OR 2236/161 OR 2350/1854
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block17
Legal Lot Number14
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2008
Census Tract60220

Owner

Source: Flagler County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address300 CANOPY WALK LN, 314, PALM COAST, FL 32137-6541
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Oct 27, 2020Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK
Apr 26, 2019Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 16, 2017Grant Deed, Transfer · VA Mortgage
BRANCH BK&TR
Mar 29, 2017Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 27, 2020 · Amount on Record
Deed SaleOct 27, 2020 · Amount on Record
Prior SaleOct 27, 2020 · Amount on Record
Deed Document Number202044061
Deed Book / Page2489 / 1723
Last Transfer DateOct 12, 2021
Transfer Doc0026161234
Record UpdatedJun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateOct 13, 2021
Property Address39 BRUCE LN, PALM COAST, FL 32137-8714
Document Number0026161234
Book / Page2616 / 1234
Map ReferenceMB 35 PG 528
Instrument DateOct 12, 2021
Instrument2021056580
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address300 CANOPY WALK LN APT 314, 314, PALM COAST, FL 32137-6541

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateOct 27, 2020
Property Address39 BRUCE LN, PALM COAST, FL 32137-8714
Document Number0024891723
Book / Page2489 / 1723
Map ReferenceMB 35 PG 528
Instrument DateOct 27, 2020
Instrument2020044061
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyACTION TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 PENNYPACKER LN, 1, PALM COAST, FL 32164-7465

Transferred To (Grantee/Buyer)

NameVerified Name
Address14602 RIVIERA POINTE DR, ORLANDO, FL 32828-7402

Mortgage

Document Number0024891725
DateOct 27, 2020
Instrument2489/1725
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 26, 2019
Property Address39 BRUCE LN, PALM COAST, FL 32137-8714
Document Number0023501854
Book / Page2350 / 1854
Map ReferenceMB 7 PG 1-10
Instrument DateApr 26, 2019
Instrument2019014790
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyLEADING EDGE TTL OF CTRL FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address147 BIRCHWOOD DR, 147, PALM COAST, FL 32137-9376

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 BRUCE LN, PALM COAST, FL 32137-8714

Mortgage

Document Number2019014791
DateApr 26, 2019
Instrument2019014791
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateOct 16, 2017
Property Address39 BRUCE LN, PALM COAST, FL 32137-8714
Document Number0022360161
Book / Page002236 / 000161
Instrument DateOct 12, 2017
Instrument36074
Transaction TypeTransfer
Record UpdatedNov 17, 2017
Title CompanyBUYERS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 BRUCE LN PALM COAST FL 321378714, PALM COAST, FL 32137-8714

Mortgage

Document Number22360163
DateOct 16, 2017
Book Page002236/000163
Instrument36075
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2047

March 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionFLAGLER FL
Recording DateMar 29, 2017
Property Address39 BRUCE LN, PALM COAST, FL 32137-8714
Document Number0021951560
Book / Page002195 / 001560
Instrument DateMar 10, 2017
Instrument11065
Transaction TypeTransfer
Record UpdatedJun 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
AddressPO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,078.00 (-1.16%)$224,422 (+0.87%) Land $53,500 Building $170,922$224,422 (+0.87%) Land $53,500 Building $170,922
2024$4,126.00 (+0.1%)
2023$4,122.00 (+0.71%)$222,494 (+3.43%) Land $45,000 Building $177,494$222,494 (+3.43%) Land $45,000 Building $177,494
2022$4,093.00$215,109 Land $44,500 Building $170,609$215,109 Land $44,500 Building $170,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Nearby Properties on Bruce Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures