Flagler County property record for 33 Bruce Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1998 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Jun 2018) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7013-00170-0160 |
| Primary APN | 07-11-31-7013-00170-0160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,235 sqft |
| 1st Floor Area | 1,560 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 33 BRUCE LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 13 BLOCK 17 LOT 16 OR 465 PG 644 OR 611 PG 1976 OR 626 PG 1087 OR 950 PG 1571 OR 1763/1735 OR 1995/408 OR 2044/359 OR 2285/256 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 17 |
| Legal Lot Number | 16 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 60220 |
Source: Flagler County records · APN 07-11-31-7013-00170-0160
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 LARCHWOOD RD, SPRINGFIELD, PA 19064-2611 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Jun 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage WATSON MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Prior Sale | Jan 16, 2015 · Amount on Record |
| Deed Document Number | 201821613 |
| Deed Book / Page | 2285 / 256 |
| Last Transfer Date | Jun 25, 2025 |
| Transfer Doc | 0029711508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 33 BRUCE LN, PALM COAST, FL 32137-8714 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 33 BRUCE LN, PALM COAST, FL 32137-8714 |
| Document Number | 0025440414 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 2544/414 |
| Instrument | 2021016687 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 12, 2018 |
| Property Address | 33 BRUCE LN, PALM COAST, FL 32137-8714 |
| Document Number | 0022850256 |
| Book / Page | 2285 / 0256 |
| Map Reference | MB7 PG1-10 |
| Instrument Date | Jun 08, 2018 |
| Instrument | 2018021613 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | DOMINION TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,309.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2555 S GLEN EAGLES DR, 2555, DELAND, FL 32724-8458 |
| Name | Verified Name |
|---|---|
| Address | 33 BRUCE LN, PALM COAST, FL 32137-8714 |
| Document Number | 2018021614 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 2018021614 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151,234 (+6.35%) | $242,245 (+1%) Land $53,500 Building $188,745 | |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $142,208 | $239,858 Land $45,000 Building $194,858 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 21 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 426 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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