Passaic County and Clifton City property record for 39 Bender Dr, Clifton, NJ 07013
| Property Type | Single Family Home |
|---|---|
| Details | 1,666 sqft · built 1959 |
| Lot Size | 0.209 acres (9,087 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,576 (2025) |
| Deeds & Mortgages | Jun 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00027-10-00026 |
| Primary APN | 02-00027-10-00026 |
|---|---|
| Alternative APN |
|
| Building Area | 1,666 sqft Living Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 9,087 sqft (0.209 acres) |
| Lot Dimensions | 142 ft deep x 64 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 39 BENDER DR |
|---|---|
| City | CLIFTON |
| State | NJ |
| Zip | 07013-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A2 |
| Legal Block | 27.10 |
| Legal Lot Number | 26 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 124202 |
39 Bender Dr is owned and occupied by two individuals who acquired it in January 2017.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 BENDER DR, CLIFTON, NJ 07013-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2017 |
| Transfer Doc | 0000013166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 39 BENDER DR, CLIFTON, NJ 07013-1405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Title Company | COAST TO COAST TITLE SERVICES INC, COAST TO COAST T&E SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 39 BENDER DR, CLIFTON, NJ 07013-1405 |
| Document Number | 0000018526 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | M18509/140 |
| Instrument | 2023018526 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.16% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
The 2025 property tax bill for 39 Bender Dr was $13,576, up 3.3% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,500 (-) Land $114,700 Building $106,800 | $221,500 (-) Land $114,700 Building $106,800 | |
| 2025 | $13,576.00 (+3.26%) | $221,500 Land $114,700 Building $106,800 | $221,500 Land $114,700 Building $106,800 |
| 2024 | $13,148.00 | ||
| 2023 | $221,500 Land $114,700 Building $106,800 | $221,500 Land $114,700 Building $106,800 | |
| 2022 | $12,647.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Bender Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 39 Bender Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Xfinity.
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