35 Bender Dr, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 35 Bender Dr, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,666 sqft · built 1959
Lot Size	0.205 acres (8,930 sqft)
Owner	2 Individual Names on File
Last Sale	$692,000 (Aug 2023)
Tax Bill	$13,901 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00027-10-00027`

Property Details

APN / Parcel Number

Primary APN	`02-00027-10-00027`
Alternative APN	`0200027001000027`

Interior

Stories	2 Stories
Building Area	1,666 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,930 sqft (0.205 acres)
Lot Dimensions	144 ft deep x 62 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	35 BENDER DR
City	CLIFTON
State	NJ
Zip	07013-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A2
Legal Block	27.10
Legal Lot Number	27
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1018
Census Tract	124202

Owner

35 Bender Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 BENDER DR, CLIFTON, NJ 07013-1405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Aug 9, 2023	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 31, 2023	Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP
Mar 11, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Jan 31, 2023 · Amount on File
Deed Document Number	202325564
Deed Book / Page	4568 / 114
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	35 BENDER DR, CLIFTON, NJ 07013-1405
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 BENDER DR, CLIFTON, NJ 07013-1405

Mortgage

Document Number	0000005471
Date	Feb 11, 2026
Book Page	M19796/95
Instrument	2026005471

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 9, 2023
Property Address	35 BENDER DR, CLIFTON, NJ 07013-1405
Document Number	0000025564
Book / Page	D4568 / 114
Instrument Date	Jul 14, 2023
Instrument	2023025564
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	EMPIRE TITLE AGENCY/AZ LLC, EMPIRE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 MAJOR ST, CLIFTON, NJ 07012-1107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 BENDER DR, CLIFTON, NJ 07013-1405

Mortgage

Document Number	0000025565
Date	Aug 9, 2023
Instrument	2023025565

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 31, 2023
Property Address	35 BENDER DR, CLIFTON, NJ 07013-1405
Document Number	0000003460
Book / Page	D4471 / 246
Instrument Date	Jan 16, 2023
Instrument	2023003460
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,543.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 MOULTRIE DR, RINCON, GA 31326-5286

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 BENDER DR, CLIFTON, NJ 07013-1405

Mortgage

Document Number	0000003461
Date	Jan 31, 2023
Instrument	2023003461

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	35 BENDER DR, CLIFTON, NJ 07013-1405
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 BENDER DR, CLIFTON, NJ 07013-1405

Mortgage

Document Number	0000014864
Date	Mar 11, 2022
Book Page	M17866/132
Instrument	2022014864

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	678 Months
Due	Sep 27, 2078

Interest

Rate Type	Adjustable Rate
Rate	2.01%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.01%

Tax Assessment & Valuation

The 2025 property tax bill for 35 Bender Dr was $13,901, up 3.3% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,800 (-) Land $114,300 Building $112,500	$226,800 (-) Land $114,300 Building $112,500
2025	$13,901.00 (+3.25%)	$226,800 Land $114,300 Building $112,500	$226,800 Land $114,300 Building $112,500
2024	$13,463.00
2023		$211,400 (-) Land $114,300 Building $97,100	$211,400 (-) Land $114,300 Building $97,100
2022	$11,570.00 Senior Citizen's exemption Widower's exemption	$211,400 Land $114,300 Building $97,100	$211,400 Land $114,300 Building $97,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 35 Bender Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 35 Bender Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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