Louisa County property record for 39 Bear Ct, Bumpass, VA 23024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 98,446 sqft (2.26 acres) |
| Last Sale | $699,500 (2026) |
| Tax Bill | $742.00 (2025) |
| Primary APN | 46A 3 1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 98,446 sqft (2.26 acres) |
|---|
| Account Number | 4692 |
|---|---|
| Street Address | 39 BEAR CT |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4960 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N RIVER & HARRIS BEAR CASTLE III PB 8/1196 LOT 1 DB 2057/886 2.18AC |
| Legal Subdivision | BEAR CASTLE III |
| Legal Lot Number | 1 |
| Jurisdiction | LOUISA VA |
| Minor Civil Division | JACKSON |
| Census Blockgroup | 1 |
| Census Block | 1045 |
| Census Tract | 950102 |
Source: Louisa County records · APN 46A 3 1
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6925 MAZZEN CT, FREDERICKSBURG, VA 22407-2263 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 12, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Nov 08, 2024 | Bargain and Sale Deed, Construction Loan REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Oct 21, 2021 | Gift Deed, Transfer |
| Jul 21, 2021 | Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on Record |
| Deed Sale | Jan 12, 2026 · Amount on Record |
| Prior Sale | Nov 08, 2024 · Amount on Record |
| Deed Doc Number | 2026250 |
| Deed Book / Page | 2057 / 886 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jan 12, 2026 |
| Property Address | 39 BEAR CT, BUMPASS, VA 23024-4960 |
| Document Number | 002057/886 |
| Book / Page | 2057 / 886 |
| Map Reference | MB 8 PG 1196&1197 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 202600000250 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6925 MAZZEN CT, FREDERICKSBURG, VA 22407-2263 |
| Investor | Possibly a Property Investor |
| Document Number | 0002057890 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2057/890 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.6% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Nov 08, 2024 |
| Property Address | 39 BEAR CT, BUMPASS, VA 23024-4960 |
| Document Number | 001984/126 |
| Book / Page | 1984 / 126 |
| Map Reference | MB 8 PG 1196&1197 |
| Instrument Date | Oct 29, 2024 |
| Instrument | 202400009955 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 23, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $54.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14068 BLUNTS BRIDGE RD, ASHLAND, VA 23005-7221 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Oct 21, 2021 |
| Property Address | 39 BEAR CT, BUMPASS, VA 23024-4960 |
| Document Number | 001800/365 |
| Book / Page | 1800 / 365 |
| Map Reference | MB 8 PG 1196&1197 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 202100012579 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 283 SIMMONS GAP RD, DYKE, VA 22935-1205 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jul 21, 2021 |
| Property Address | 39 BEAR CT, BUMPASS, VA 23024-4960 |
| Document Number | 001778/234 |
| Book / Page | 1778 / 234 |
| Map Reference | MB 8 PG 1196&1197 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 202100008741 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5976 BRIDGEPORT RD, ARVONIA, VA 23004-2192 |
Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832,500 (+707.47%) Land $112,200 Building $720,300 | $832,500 (+707.47%) Land $112,200 Building $720,300 | |
| 2025 | $742.00 (+9.76%) | $103,100 (+26.5%) Land $103,100 | $103,100 (+26.5%) Land $103,100 |
| 2024 | $676.00 (+25.88%) | ||
| 2023 | $81,500 Land $81,500 | ||
| 2022 | $537.00 | $81,500 Land $81,500 |
39 Bear Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Louisa County (51109C), updated September 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 5th in Virginia |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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