Louisa County property record for 122 Bear Ct, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,506 sqft · built 2021 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $524,900 (Jan 2022) |
| Tax Bill | $5,283 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46A 3 14 |
| Primary APN | 46A 3 14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,506 sqft Living Area |
| 1st Floor Area | 2,042 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23814 |
|---|---|
| Street Address | 122 BEAR CT |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEAR CASTLE III PB 8/1196 LOT 14 DB 1818/945 1.09AC |
| Legal Subdivision | BEAR CASTLE III |
| Legal Lot Number | 14 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 950102 |
122 Bear Ct is owned and occupied by two individuals who bought it in January 2022.
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 BEAR CT, BUMPASS, VA 23024-4954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WRIGHT PATMAN CONGRESSIONAL FCU |
| Jan 12, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage WRIGHT PATMAN CONGRESSIONAL FCU |
| Jun 9, 2021 | Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on File |
| Deed Sale | Jan 12, 2022 · Amount on File |
| Prior Sale | Jun 9, 2021 · Amount on File |
| Deed Document Number | 2022216 |
| Deed Book / Page | 1818 / 945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 122 BEAR CT, BUMPASS, VA 23024-4954 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 002061/920 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 2061/920 |
| Instrument | 202600000957 |
| Name | WRIGHT PATMAN CONGRESSIONAL FCU |
|---|---|
| Type | Credit Union |
| Address | OAKTON, VA 22124 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jan 22, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jan 12, 2022 |
| Property Address | 122 BEAR CT, BUMPASS, VA 23024-4954 |
| Document Number | 001818/945 |
| Book / Page | 1818 / 945 |
| Map Reference | MB 8 PG 1196 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 202200000216 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 122 BEAR CT, BUMPASS, VA 23024-4954 |
| Document Number | 0001818949 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 1818/949 |
| Name | WRIGHT PATMAN CONGRESSIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jun 9, 2021 |
| Property Address | 122 BEAR CT, BUMPASS, VA 23024-4954 |
| Document Number | 001767/186 |
| Book / Page | 1767 / 186 |
| Map Reference | MB 8 PG 1196 |
| Instrument Date | May 27, 2021 |
| Instrument | 202100006832 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $59.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14070 BLUNTS BRIDGE RD, ASHLAND, VA 23005-7221 |
The 2025 property tax bill for 122 Bear Ct was $5,283, up 11% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $777,200 (+5.91%) Land $101,300 Building $675,900 | $777,200 (+5.91%) Land $101,300 Building $675,900 | |
| 2025 | $5,283.00 (+10.99%) | $733,800 Land $90,500 Building $643,300 | $733,800 Land $90,500 Building $643,300 |
| 2024 | $4,760.00 | ||
| 2023 | $578,700 Land $68,900 Building $509,800 | ||
| 2022 | $463.00 | $578,700 Land $68,900 Building $509,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Bear Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 122 Bear Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| iWiSP Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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