Hamilton County property record for 39 Arcadia Pl, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,444 sqft · built 1922 |
| Lot Size | 0.109 acres (4,748 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,405 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0003-0154-00 |
| Primary APN | 046-0003-0154-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| Gross Area | 3,116 sqft |
| 1st Floor Area | 1,312 sqft |
| 2nd Floor Area | 1,132 sqft |
| Upper Floors Area | 604 sqft |
| Basement Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 4,748 sqft (0.109 acres) |
| Lot Dimensions | 122 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 39 ARCADIA PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 39 ARCADIA CT 40 X 122.37 LOT 39 ARCADIA SUB |
| Legal Subdivision | ARCADIA SUB |
| Legal Lot Number | 39 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 4900 |
Source: Hamilton County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Mar 23, 2021 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP |
| Jul 6, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Dec 15, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 1995 |
| Deed Sale | Mar 28, 1995 |
| Deed Document Number | 199537842 |
| Deed Book / Page | 6718 / 797 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 9, 2026 |
| Property Address | 39 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000045593 |
| Book / Page | 15683 / 2300 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202645593 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 39 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000045593, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 15683/2300 |
| Instrument | 202645593 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 39 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000036701 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 14380/3974 |
| Instrument | 2021-0036701 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 39 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000081731 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 14452/1774 |
| Instrument | 2021-0081731 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 39 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000112635 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 39 ARCADIA PL CINCINNATI OH 452082802, CINCINNATI, OH 45208-2802 |
| Document Number | 0000112635 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 014067/001868 |
| Instrument | 112635 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 18, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 39 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000117462 |
| Book / Page | 013573 / 000305 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 ARCADIA PL CINCINNATI OH 452082802, CINCINNATI, OH 45208-2802 |
| Document Number | 0000117462 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 013573/000305 |
| Instrument | 117462 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,405.00 (+3.38%) | $201,142 (-) Land $65,867 Building $135,275 | $574,690 (-) Land $188,190 Building $386,500 |
| 2024 | $12,000.00 (-2.19%) | $201,142 (-) Land $65,867 Building $135,275 | |
| 2023 | $12,269.00 (+12.43%) | $201,142 (+25.33%) Land $65,867 Building $135,275 | $574,690 (+25.33%) Land $188,190 Building $386,500 |
| 2022 | $10,913.00 Homeowner's exemption | $160,493 Land $48,104 Building $112,389 | |
| 2020 | $458,550 Land $137,440 Building $321,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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