38 Arcadia Pl, Cincinnati, OH 45208 Property Records

Hamilton County property record for 38 Arcadia Pl, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,658 sqft · built 1924
Lot Size0.112 acres (4,879 sqft)
OwnerIndividual Name on Record
Last Sale$455,000 (Nov 2019)
Tax Bill$9,472 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN046-0003-0153-00

Property Details

APN / Parcel Number

Primary APN046-0003-0153-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,658 sqft Living Area
1st Floor Area1,024 sqft
2nd Floor Area634 sqft
Upper Floors Area634 sqft
Basement Area828 sqft
Finished Basement350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,879 sqft (0.112 acres)
Lot Dimensions122 ft deep x 40 ft wide
Garage TypeAttached
Garage Area200 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address38 ARCADIA PL
CityCINCINNATI
StateOH
Zip45208-2802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description38 ARCADIA CT 40 X 122.37 LOT 38 ARCADIA SUB
Legal SubdivisionARCADIA SUB
Legal Lot Number38
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3002
Census Tract4900

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 ARCADIA PL, CINCINNATI, OH 45208-2802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NBRHD MTG ACCPTNC
Nov 15, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Dec 12, 2017Warranty Deed, Transfer · Conventional with PMI
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2019 · Amount on Record
Deed SaleNov 15, 2019 · Amount on Record
Prior SaleDec 12, 2017 · Amount on Record
Deed Document Number0000101065
Deed Book / Page14045 / 02321
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address38 ARCADIA PL, CINCINNATI, OH 45208-2802
Document Number0000097501
Instrument DateSep 15, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyAMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 ARCADIA PL CINCINNATI OH 452082802, CINCINNATI, OH 45208-2802

Mortgage

Document Number0000097501
DateSep 23, 2020
Book Page014259/001307
Instrument97501
Lender
NameAMERICAN NBRHD MTG ACCPTNC
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 15, 2019
Property Address38 ARCADIA PL, CINCINNATI, OH 45208-2802
Document Number0000101065
Book / Page14045 / 02321
Map ReferenceMB 23 PG 14
Instrument DateNov 14, 2019
Instrument2019-0101065
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyFIRST AMER MTG SLN ON BEHAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 ARCADIA PL, CINCINNATI, OH 45208-2802
InvestorPossibly a Property Investor

Mortgage

Document Number0000101066
DateNov 15, 2019
Instrument2019-0101066
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 12, 2017
Property Address38 ARCADIA PL, CINCINNATI, OH 45208-2802
Document Number0000112555
Book / Page013562 / 000209
Instrument DateDec 1, 2017
Instrument112555
Transaction TypeTransfer
Record UpdatedJan 26, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,319.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address38 ARCADIA PL CINCINNATI OH 452082802, CINCINNATI, OH 45208-2802

Mortgage

Document Number112556
DateDec 12, 2017
Book Page013562/000211
Instrument112556
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 11, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,472.00 (+3.14%)$153,426 (+%) Land $65,866 Building $87,560
2024$9,184.00 (-2.19%)$153,425 (-) Land $65,866 Building $87,559
2023$9,390.00 (-13.51%)$153,425 (-3.66%) Land $65,866 Building $87,559$438,360 (-3.66%) Land $188,190 Building $250,170
2022$10,857.00 Homeowner's exemption$159,250 Land $48,104 Building $111,146
2020$455,000 Land $137,440 Building $317,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (1989–2026)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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