39 Andover Pl, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 39 Andover Pl, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,310 sqft · built 1999
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2021)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R60002000008910000`

Property Details

APN / Parcel Number

Primary APN	`R60002000008910000`
Alternative APN	`08306219`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	1,310 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39 ANDOVER PL
City	BLUFFTON
State	SC
Zip	29909-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 4 ANDOVER PLACE COTTAGES SUN CITY HILTON HEAD PB66 P113 PB66 P137 PB69 P197
Legal Subdivision	DEL WEBB SUN CITY
Legal Lot Number	4
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2000
Census Tract	2109

Owner

Source: Beaufort County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 ANDOVER PL, BLUFFTON, SC 29909-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Aug 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Feb 7, 2013 · Amount on Record
Deed Document Number	202120755
Deed Book / Page	3988 / 385
Prior Transfer Date	Aug 29, 2019
Prior Transfer Doc	0000046875
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	39 ANDOVER PL, BLUFFTON, SC 29909-5023
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 ANDOVER PL, BLUFFTON, SC 29909-5023

Mortgage

Document Number	0000008045
Date	Feb 26, 2026
Book Page	4510/497
Instrument	20260008045

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 23, 2021
Property Address	39 ANDOVER PL, BLUFFTON, SC 29909-5023
Document Number	0000020755
Book / Page	3988 / 385
Map Reference	MB 69 PG 197
Instrument Date	Mar 10, 2021
Instrument	2021020755
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$611.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 ANDOVER PL, BLUFFTON, SC 29909-5023

Mortgage

Document Number	0000020756
Date	Mar 23, 2021
Instrument	2021020756

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 29, 2019
Property Address	39 ANDOVER PL, BLUFFTON, SC 29909-5023
Document Number	0000046816
Book / Page	003790 / 000874
Instrument Date	Aug 29, 2019
Instrument	46816
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 3681 MCLEAN VA 221033681, MCLEAN, VA 22103-3681

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 29, 2019
Property Address	39 ANDOVER PL, BLUFFTON, SC 29909-5023
Document Number	0000046875
Book / Page	003790 / 001179
Instrument Date	Aug 29, 2019
Instrument	46875
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 3681 MCLEAN VA 221033681, MCLEAN, VA 22103-3681

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,760.00 (+0.74%)	$11,890 (-7.6%)
2024	$1,747.00	$12,868 (-) Land $2,540 Building $10,328	$321,700 (-) Land $63,500 Building $258,200
2023	$1,747.00 (-1.8%)	$12,868 (+36.89%) Land $2,540 Building $10,328	$321,700 (+36.89%) Land $63,500 Building $258,200
2022	$1,779.00	$9,400 Land $1,720 Building $7,680	$235,000 Land $43,000 Building $192,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

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