Monmouth County and Rumson Borough property record for 39 2nd St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,278 sqft · built 1957 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,807 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00026-0000-00015 |
| Primary APN | 41-00026-0000-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,278 sqft Living Area |
| 1st Floor Area | 2,278 sqft |
| Upper Floors Area | 1,139 sqft |
| Attic | Attic |
| Attic Area | 1,100 sqft |
| Basement Area | 901 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 038500 |
|---|---|
| Street Address | 39 2ND ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 26 |
| Legal Lot Number | 15 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00026-0000-00015
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 2ND ST, RUMSON, NJ 07760-1343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 07, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC |
| Dec 30, 2019 | Quit Claim Deed, Mortgage · Conventional with PMI MR COOPER |
| Mar 02, 2018 | Grant Deed, Transfer JOHN TORREGROSSA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2019 |
| Deed Sale | Dec 30, 2019 |
| Prior Sale | Mar 02, 2018 · Amount on Record |
| Deed Document Number | 2019124484 |
| Deed Book / Page | 9387 / 8016 |
| Prior Transfer Date | Oct 08, 2019 |
| Prior Transfer Doc | 0093878016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 39 2ND ST, RUMSON, NJ 07760-1343 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 39 2ND ST, RUMSON, NJ 07760-1343 |
| Document Number | 0096525653 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 9652/5653 |
| Instrument | 2023049205 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 39 2ND ST, RUMSON, NJ 07760-1343 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 39 2ND ST, RUMSON, NJ 07760-1343 |
| Document Number | 0095825602 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 9582/5602 |
| Instrument | 2022026167 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 39 2ND ST, RUMSON, NJ 07760-1343 |
| Document Number | 0000012907 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 39 2ND ST RUMSON NJ 077601343, RUMSON, NJ 07760-1343 |
| Document Number | 0000012907 |
|---|---|
| Date | Feb 04, 2020 |
| Book Page | 009394/009633 |
| Instrument | 12907 |
| Name | POINT DIGITAL FIN INC |
|---|---|
| Address | PALO ALTO, CA 94302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 30, 2019 |
| Property Address | 39 2ND ST, RUMSON, NJ 07760-1343 |
| Document Number | 0000124484 |
| Book / Page | 009387 / 008016 |
| Instrument Date | Oct 08, 2019 |
| Instrument | 124484 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 2ND ST RUMSON NJ 077601343, RUMSON, NJ 07760-1343 |
| Document Number | 124485 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 009387/008026 |
| Instrument | 124485 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 02, 2018 |
| Property Address | 39 2ND ST, RUMSON, NJ 07760-1343 |
| Document Number | 0000023317 |
| Book / Page | 009276 / 005978 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 23317 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2018 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 2ND ST RUMSON NJ 077601343, RUMSON, NJ 07760-1343 |
| Document Number | 23318 |
|---|---|
| Date | Mar 02, 2018 |
| Book Page | 009276/005983 |
| Instrument | 23318 |
| Name | JOHN TORREGROSSA |
|---|---|
| Address | 401 E 60TH ST # 35B, NEW YORK, NY 10022-1597 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 01, 2048 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,620,900 (+14.84%) Land $836,800 Building $784,100 | $1,620,900 (+14.84%) Land $836,800 Building $784,100 | |
| 2025 | $14,807.00 (+3.41%) | $1,411,500 (+15.81%) Land $744,200 Building $667,300 | $1,411,500 (+15.81%) Land $744,200 Building $667,300 |
| 2024 | $14,319.00 (+0.15%) | ||
| 2023 | $1,218,800 Land $668,300 Building $550,500 | $1,218,800 Land $668,300 Building $550,500 | |
| 2022 | $14,297.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 342 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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