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28 2nd St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 28 2nd St, Rumson, NJ 07760 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,946 sqft · built 1904
Lot Size0.208 acres (9,074 sqft)
OwnerIndividual Name on File
Last Sale$861,500 (Jan 2021)
Tax Bill$12,259 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-00031-0000-00006-01

Property Details

APN / Parcel Number

Primary APN41-00031-0000-00006-01
Alternative APNs
  • 41000310000000060001
  • 048200

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,946 sqft Living Area
1st Floor Area1,262 sqft
Upper Floors Area934 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area9,074 sqft (0.208 acres)
Lot Dimensions112 ft deep x 81 ft wide
Garage Area250 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Patio Area426 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number048200
Street Address28 2ND ST
CityRUMSON
StateNJ
Zip07760-1342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBEGIN PROP
Legal Block31
Legal Lot Number6.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group3
Census Block3030
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00031-0000-00006-01

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28 2ND ST, RUMSON, NJ 07760-1342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2021Grant Deed, Transfer · Conventional Mortgage
BOGOTA SVGS BK
Dec 10, 2020Deed of Trust, Mortgage · Conventional with PMI
BOGOTA SVGS BK
Oct 13, 2017Grant Deed, Transfer · Conventional Mortgage
CITIBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2021 · Amount on Record
Deed SaleJan 06, 2021 · Amount on Record
Prior SaleOct 13, 2017 · Amount on Record
Deed Document Number20212477
Deed Book / Page9470 / 2434
Prior Transfer DateApr 02, 2008
Prior Transfer Doc0087139139
Record UpdatedSep 20, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJan 06, 2021
Property Address28 2ND ST, RUMSON, NJ 07760-1342
Document Number0000002477
Book / Page009470 / 002434
Instrument DateDec 10, 2020
Instrument2477
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyINSIGHT TITLE SERVICES LLC, INSIGHT TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$862.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 2ND ST RUMSON NJ 077601342, RUMSON, NJ 07760-1342

Mortgage

Document Number2478
DateJan 06, 2021
Book Page009470/002443
Instrument2478
Lender
NameBOGOTA SVGS BK
TypeFederal Savings Bank
AddressCARTERET, NJ 07008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 05, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address28 2ND ST, RUMSON, NJ 07760-1342
Document Number0000002478
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 2ND ST RUMSON NJ 077601342, RUMSON, NJ 07760-1342

Mortgage

Document Number0000002478
DateJan 06, 2021
Book Page009470/002443
Instrument2478
Lender
NameBOGOTA SVGS BK
TypeFederal Savings Bank
AddressCARTERET, NJ 07008
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 05, 2051

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateOct 13, 2017
Property Address28 2ND ST, RUMSON, NJ 07760-1342
Document Number0000100199
Book / Page009253 / 003477
Instrument DateSep 18, 2017
Instrument100199
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyMCT TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$715.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 2ND ST RUMSON NJ 077601342, RUMSON, NJ 07760-1342

Mortgage

Document Number100200
DateOct 13, 2017
Book Page009253/003483
Instrument100200
Lender
NameCITIBANK
TypeBank
AddressO'FALLON, MT 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 12, 2047

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,328,100 (+13.65%) Land $984,100 Building $344,000$1,328,100 (+13.65%) Land $984,100 Building $344,000
2025$12,259.00 (+2.77%)$1,168,600 (+14.19%) Land $875,800 Building $292,800$1,168,600 (+14.19%) Land $875,800 Building $292,800
2024$11,928.00 (+0.96%)
2023$1,023,400 Land $781,900 Building $241,500$1,023,400 Land $781,900 Building $241,500
2022$11,814.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258039003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 66 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies75 units insured
9 under condo master policies
Nearby Flood Claims165 (1978–2024)
Claims Outside the SFHA30 of 165
Most Recent ClaimJan 2024, river or lake flooding
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 66 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims
  • Coastal Storms & Flooding, Apr 1984 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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